3 Brutal Truths To Know About Early Retirement

3 important things to consider before retiring early.

In this video, I share 3 critical things they don't tell you about early retirement that I learned the hard way after retiring early at 44!

**HOW I CAN HELP YOU**

✅ Get on track to an enjoyable retirement

✅ Create a fulfilling, rewarding and relevant retirement

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**QUESTION**

Do you have a question? Please post it in the comments. I’d love to hear from you.

**ABOUT ME**

My mission is to help you make an informed decision about retiring early so that you can enjoy early retirement and the benefits of the youth of your senior years.

#nickmaher #retirement #retireearly

[Wudster]

I know exactly where your coming from. I retired at 42. Both parents had died. I had been left an inheritance which the tax man decided to take a lump of as the sum was over the inheritance tax limit. We had no children . My other half carried on working but she went part time as she enjoyed the job and people she works with. We had already been motorhomers and spent even more time travelling. All the things you stated are true but I like yourself resolved all the problems. One thing I found that you may or may not been subject to was resentment from some people and even so called friends. Being thought of as an IDLE BASTARD is nice especially when you've had your own business in the past and worked very hard. Harder than you would working for somebody else. It even made me doubt my choice but now I am 100% sure I did the right thing. And why ?, 3 months ago I was diagnosed with lung cancer at the age of 59. I don't know what the future holds but I've had a good 17 years to look back on.

[gren]

I did exactly the same, and learned that work (assuming you have a good job) is a large part of your satisfaction in life. It's a good time to take up a new interest or occupation, as you probably have lots of valuable experience that will be useful to others. People who are used to achieving need some pressure and challenges in life to be fully happy.

[tourrhythmgolf-to]

thanks for the video. I retired at 54 and have filled my time with a dog and playing golf which are both great . I found I became very lazy not really doing anything purposeful so am now going back to work 3 days a week. Not for the money but the things you mentioned. Plan to proper retire in 2 years when my spouse finishes.

[nigelhill]

Im 57 i would love to Retire soon, But looks like im working till im 68. Good on ya if you can retire eary . Enjoyed you video

[owaine-s]

I was sort of forced to retire at 53 to care for two elders, which I still do. We also had a 5 year old at the time so I have felt like a bit of a soccer Mom (actually dad). What I found, because I felt so uncomfortable not working, was my daughter's elementary school needed a volunteer science teacher for her class. That has been an incredibly rewarding experience because I am not only excepted by the parents, but all the children too. They call me teacher, and it allows me to explore so much science. It has become very fulfilling.

[johnsweeney]

Great video. Good to hear your experience… interesting points. I retired from my professional job at 52 but worked part time at lesser jobs since to supplement my vocational pension and provide that sense of “purpose”, and to pay further national insurance contributions towards the State pension… I’ll be 60 in early 2025 and am mentally, emotionally and physically ready to retire before that. I find ageism an issue in my current workplace… a general lack of respect for one’s elders amongst the 40 somethings and younger which my/our generation never displayed/would countenance in my opinion. I’d rather have a bit more money in the bank but won’t starve and have a few assets to cash in to make retirement a bit more comfortable. All of a sudden I feel a relative urgency to retire in order to benefit from my relatively good health and achieve my long time ambition to retire at or before 60. I have a few good friends and hobbies to keep me going… hopefully I’ll have a few able years ahead and like you said in another video dispense with my regrets and live in the moment. Keep up the good work.

[organismseven]

Retiring early effects people in different ways depending on the nature of their personality.

1. Don't have any friends, so that wasn't a problem for me.
2. Don't like many humans, so don't feel any need for their company.
3. My children are grown and are (pretty much) good people. No-one is perfect including myself.

[vfury]

I am 53 and I am very lucky, i have a job that i enjoy, with great staff, its well paid, no stress, i live near the beach, i cycle to work, 7.5 hrs per day, weekends off, long service leave, retention leave, i will go part time at 60, and probably take all my long service leave at 62, and finish at
63.

[ianheaton]

I retired at 49 due to circumstances and I've never regretted it. I don't have a purpose in life. I sit at home which TV don't play sports I'm now 71

[Banthah]

I’m 53 and am close to being able to call it a day. Another 2-4 years I think.
I’m very lucky with my job, I’m paid well and it’s been a hybrid role since Covid, so I can choose how much time I go to the office, and so long as the job gets done, I have full autonomy over my time.
One could argue I’ve been semi-retired since 2020 😂

[occamraiser]

Retired at 44! No you didn't retire at 44, you just stopped working.

[ians]

Otherwise known as three of the things they do tell you about early retirements