Do I Need Uninsured Motorist Insurance?

Is uninsured motorist coverage really necessary? What is an uninsured motorist, and how might it affect my rates and coverage for things like property damage, bodily injury, hit and run, etc.? This video breaks down everything you need to know about uninsured or underinsured motorist insurance, and which option may be best for you.

---CONTENTS---
00:00 Intro
00:32 What is uninsured motorist coverage?
01:08 What policies can I get uninsured motorist coverage on?
01:52 What does uninsured motorist cover?
02:33 Situations where uninsured motorist insurance helps you!
04:16 Will my health insurance cover these claims instead?
04:45 Sad Truth- Everyone does not have insurance!
06:21 Can I file it under my collision coverage?
07:22 The 2 types of uninsured motorist coverages explained
08:32 What uninsured motorist limits should I purchase?

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UNINSURED MOTOR INS: IF MORE THAN ONE PERSON IS INJURED IN A VEHICLE IN A HIT SKIP ACCIDENT. HOWEVER THE OWNER OF THE HIT VEHICLE HAS UNINSURED MOTOR INS BUT MINUMN COVERAGE OF 25, 000 WHICH IS WELL BELOW THE MEDICAL BILLS FOR THE THREE INJURED PEOPLE INCLUDING THE OWNER. CAN AN ATTORNEY GET MORE OUT OF THE INS COMPANY THAN THE LIMITS? WHEN THE OTHER 2 INJURED INVIDUALS HAD LIBALITY INSURANCE ONLY