5 Savings Challenges you NEED in your life in 2023

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Chameka Harrington
P.O. Box 45324
San Diego, CA 92145

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🌞|Fun Facts| 🌞
Name: Chameka with a C!
Age: 31
Zodiac Sign: Leo
Height: Fun size baby!! 5'0
Children: Mashelle and Malachi!!!!
Born and Raised in the Sunshine State (Florida)
Occupation: Air Force Active Duty Recruiter in San Diego

DISCLAIMER:
Opinions shared in this video are honest and based on my experience with the products and the company. This video is NOT sponsored, endorsed or affiliated with any company. Some of the links shared are affiliate links and I may earn a small commission from any purchases made. Some products used were received in PR mailings.

[blufluffya_]

My savings challenges are going towards:
Emergency fund
Car maintenance
Car debt
Pet care (any pet cost other than food)
Health (vitamins/supplements/other not covered by medical insurance)

Eventually once the car debt and emergency is under control, i'll re-allocate savings challenges to home related items.

[silynthiabudgets]

I completely understand emotional spending 😳

[sarahsulton]

I basically have 5 binder's and I look at what's needed meaning paying off bills and etc first....as well as definitely need an emergency fund!!!

[nichellelucas]

You truly re inspire me. I was doing so good but had to use what I saved. You inspire me to stop feeling bad and be happy I had it and just start over.

[tamikajones]

Hey boo! I would put the $1K to my emergency fund, penny challenge for an account buffer, and 52 week to the house fund. I enjoyed the video as always ❤

[bitsybarkley]

Great video I am working so hard on my loans and credit card. I am retired so it slow and steady for me but every penny helps…..even the one I find on the street ! Lol

[rhondakelly]

52 weeks is going toward month ahead monthly flower is debt and penny saving not sure

[GodsChild]

My savings challenges go towards taxes, car tags, car insurance, and emergency fund.

[ACCOMPLISHEDSHEIS]

Haven’t post any savings lately. Whatever the financial status is continue to save. Never give up.

[sarahsulton]

So glad you clarify what a sinking fund is lol!!!

[kellyhatcher]

I know all about this emotional spending. Thanks for sharing this video and for your and your family’s service

[wandasworldmoneyjourney]

It’s good to see someone showing there face I show my face also

[melissamiller]

Just finished 3 small savings challenges (about $100 total) tonight, after less than two months doing cash stuffing/envelopes. I've got about 20 other challenges in various stages, plus sinking funds in the bank(s) that I roll cash into as needed (don't want to keep too much cash at home/in envelopes without earning interest!) Other savings and investments via my job (401k, HSA, etc) plus a low-cost micro-investing account with Acorns. Most of my savings will be going towards a "new" (used) car -- I bought my last one in 1999 and she's ready to fall apart (sniff!) Also extra rent buffer and emergency fund - plus a bit set aside for hobbies, little goodies (candles!), etc. Maybe even travel, or being able to retire early. So. Many. Plans! Thanks for the great inspiring video! Hope to watch more of your journey!

[AdrienneC]

boo! Savings challenges are life savers and have really helped me financially! My 100 envelope is going to my dream home sinking fund. Penny Challenge will probably fund my Vacation sinking fund. Loved the video!

[ta_reesa]

Good for you!!! Making so much progress.

[AnjelEYez]

Welcome back! Hopefully you enjoyed your time away and things are well. My guess is 6, 323 (I think you finished your penny, 1k, and 52 week:))

[besjaq]

New Subscriber 🎉🎉🎉 What a great video, thank you for the strategy, it totally makes sense ❤

[rosbudgetlife]

Hey Chameka once I finish my saving challenge at the end of the year I’m putting it towards debt and what’s leftover I’m putting it towards month ahead/ emergency fund

[pamelawright]

Momma just need HELP all around 😂, but I’m proud of you 😘