Uninsured Motorist Coverage in Alabama - What It Is and Why You Need It | Tobias & Comer Law

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Uninsured Motorist or UM Coverage is required to be offered to all motorists in Alabama unless the insured waives the benefit. This is where you have to be careful when purchasing and/or reviewing your policy coverages. UM is important coverage that you should not waive, and you should maximize to the extent that you can.

It protects you in the event that you are injured due to another motorist who is uninsured or underinsured. This extends to injuries sustained while on a bicycle, or as a pedestrian.

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