What is uninsured / underinsured motorist coverage?

Alabama law requires all auto insurance policies to have uninsured coverage, with limits of at least $25,000. Unfortunately, this coverage can be waived if you sign a written rejection. At Drake Law Firm, we view uninsured coverage as the most important part of a liability policy, particularly if you are a safe driver. Too often, our clients are in accidents with uninsured drivers, requiring them to tap into their own coverage.