YNAB Budgeting App Review | NerdWallet

YNAB (You Need A Budget) is a paid money management app that uses their method of budgeting that uses 4 rules to help you save money. But is this budgeting app right for you? Personal Finance Nerd Tommy Tindall goes through the apps purpose, functionality, and overall gives you a review to understand if this budgeting method and app would work for you before making a purchase.

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Chapters:
0:00 - Intro
0:29 - What Is YNAB (You Need A Budget)
0:52 - YNAB Rule #1 - Give Every Dollar A Job
1:02 - YNAB Rule #2 - Embrace Your True Expenses
1:18 - YNAB Rule #3 - Roll With The Punches
1:34 - YNAB Rule #4 - Age Your Money
2:43 - YNAB App Experience
3:56 - Who Is YNAB For?
4:30 - Final Thoughts
5:07 - Free Options

#NerdWallet #BudgetingApp #Budgeting

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YNAB Budgeting App Review | NerdWallet

[robyn_southafrica]

I actually like YNAB.. got the trial but personally, she's a bit pricey for me lol😅

[kmed]

The biggest difference with ynab that I dont see with other apps is that you never forecast.

Most people (and apps) budget by saying: I will make $X this month and here's how I will spend it. Ynab says, you have $Y in your spending account, what do you need to budget for before you get paid again. A lot of people have a hard time with this switch.

Once you are a month ahead, you can budget based on total income, but most people when starting ynab arent there yet so they have to piecemeal budget until they are.

[Sarmoon.]

I budget myself and save $99 a year. I’m frugal.

[rolandosouffrain]

I have never used a budget and luck me I don't need to. Lol 😂😂😂😂

[Reymundo]

I can’t believe they are charging for the long time used envelope method pro tip write down your mom in the envelope if you don’t want to use cash this is so stupid

[LuciusFrederica]

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