Lumpsum or SIP, which is better? | CA Rachana Ranade

Whenever there is a discussion about investments or mutual funds, the topic of Lumpsum or SIP which is better always crops up. In today's video we shall discuss which is better Lumpsum or SIP?

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What is covered?
00:00 - Start
00:50 - Introduction
01:24 - What is SIP investing?
03:50 - What are the benefits of SIP?
05:59 - When to choose an SIP?
07:53 - What is Lumpsum investing?
08:53 - What are the benefits of Lumpsum investing?
10:24 - When to choose Lumpsum mode of investment?
11:23 - SIP vs Lumpsum, which is better?
17:38 - Closing thoughts

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Playlist:

#CARachanaRanade #SIP #Lumpsum

[imohimoh]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...

[Frankloredo-zp]

Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.

[gracesdonny]

Every day we have a new problem. It's the new normal. At first we thought it was a crisis, now we know it's a new normal and we have to adapt. this year will be a year of severe economic pain all over the nation.. what steps can we take to generate more income during quantitative adjustment?I can't afford my hard-earned $180, 000 savings to turn to dust

[mathebulamkhize]

Interesting, the stock market is currently experiencing a decline while bond yields are on the rise. However, there seems to be skepticism amongst investors regarding the Federal Reserve's plan to continue increasing interest rates until inflation is stabilized. As for myself, I find myself at a crossroads, uncertain whether to liquidate my $250, 000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current bear market.

[HasimAdem]

A lot of people watch videos on YouTube about passive income and portfolio income, but it occurs to me: am I fed up? and how much do i have to invest? Well, I had a similar question when I met a registered investment advisor (Sherman Williams Trading) that satisfied my curiosity and now I'm making $42, 000 every 15 days investing with him.

[RickWatson-xugw]

I want to hold on to Cash for an entry point based on an indicator /RSI, But for a salaried person with savings of about 150k, I think an SIP may be more beneficial as holding cash for long period. But will parking cash like this provide stable returns?

[aryansrivastava]

Wow, what a tremendous presentation I came home to and really got the working and choose in between the SIP and LUMPSUM in a profound manner, Although I am going for SIP as a novice investor and ideally I believe that it's really worthwhile for salaried employees! ❤️✌🏻
Thanks a million Ma'am! ❤️✌🏻

[hannahschultz]

Successful people don't become that way overnight. What most people see at a glance- wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..

[RosesKate-dlfp]

I’m seeking to invest a good amount across various markets but don't know which is safe at this point of uncertainty, I was advised to diversify between stocks and bonds, since they can help hedge against inflation, or am I better off holding cash?

[Shivd]

Very much glad to see Marathi mulagi guiding about finance to world Salute ✌️

[hmehta]

In simple talks
1. Do sip in regular market
2. And do Lumpsum invest when market crashed or bearish....
Bonus tip:- Always saved some amount to do Lumpsum when market hit to rock bottom like corona and other future havoc

[nehashaha]

since last 1 year i was planning to invest in mutual funds bt it is very much confusing for me . so i decided to take help of investment adviser . but before that i started searching on net abt mutual funds . luckily when i came across your 1st video .after watching it i feel that this is what i was searching for . and then i watched your almost all videos . and still watching it whenever get free time to keep me update . now i can understand where my invester is investing my money and it wil work . thank you so much Rachana . keep it up .

[nelkol]

Doing investment in SIP since last 4 and half years. In first 3 years my portfolio was always in red and i felt like giving up but today the return I am getting is phenomenal. Patience pays off. The best part of SIP is that even if you are busy at work the fund manager is doing all the buying and selling for you. You earn when you are on a holiday, you earn when you are asleep. That's the best part. Tension not.

[vinayd]

I Donno if I’m going for SIP or lumpsum but for sure getting Gulabjamun after watching the intro part 🥺🥺😂🤣

[viveklaghate]

Mam, I am a Insurance Advisor. Your every video is adding value to our knowledge. It is interesting, guiding as well as easy to understand. Thanks for your marathi channel too. Keep sharing your knowledge & Stay blessed.

[ShaziasDelicacyandVlogs]

People like me with No finance background knowledge will definitely understand 100% what is SIP and Lumpsum.
Amazing sense of humour when you said Discipline learning to Subscribe and like every videos.. Khup Chan explain kela mam. Thank you.

[bharadwajm]

Just wow explanation..I'm starting an SIP right away and you have earned a subscriber :) brilliant content

[shubhdeepmukherjee]

I think we should do sip but we should also have some little extra amount for lumsump amount when market is at its very low level। For it we don't need to predict market but need to track if market is at it's low level it will be extra benificiary for very long period

[Gokul]

When I met you exactly 2 years before in Bangalore in subscribers meet it was around 300k with in 2 years your channel has grown 10 times. Kudos to you ma'am. God bless you

[arshanshaikh]

Best part about this video is safar khoobsoorat hai manzil se bhi. Great voice