Medi-Cal Eligibility Updates for 2023

In a groundbreaking development, California has reformed Medi-Cal eligibility rules, drastically increasing the resource limit for disabled individuals. Starting January 2024, these resource limits will be entirely eliminated. What implications does this have for you or your loved ones, especially those who might receive a large inheritance or other financial gains?

In this comprehensive video, we delve into the nuances of these Medi-Cal eligibility changes, from the raised resource limits to the remaining income restrictions. We discuss how this affects Supplemental Security Income (SSI), planning for potential large sums of money, and considerations if you are thinking about moving states.

Tune in for a complete guide to navigate these substantial changes and make informed decisions that could affect your benefits and financial security. Whether you're looking to safeguard your benefits or plan for a potential windfall, this video is your go-to resource for understanding and preparing for Medi-Cal's new landscape.

00:00 Introduction
0:45 Medi-Cal Resource Limit Change
1:35 January 2024 - No More Resource Limit
2:22 Supplemental Security Income (SSI) Limit
3:09 Medi-Cal Income Limit
5:35 Social Security Disability Insurance (SSDI) & Medicare

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[kimm]

Working in America is not rewarded. If you work you have to pay more than is affordable to have insurance. But if you quit your job you get free medical. Also free cell phones, free food, free education, and a waiver on your rent. But if we have to quit our job to get surgery....then who pays for all the unemployed and illegals that get it for free.

[josecueva]

Hello Ellen. Would you happen to know how it effects Section 8, Thank you for your information?.

[LKSS]

My mother-in-law fractured her arm in June 2023. She went to the Emergency Department. Now she has this huge hospital bill. Her Medicare didn’t start until July 2023 (since that’s when she turned 65) and they said they don’t retropay and only MediCal does. She has $60k in her savings account as her only asset, plus what she gets from SSI which is about $900/month. Does this $130k asset limit apply for hospital bills or just disabled patients?

[JoseGarcia-efxy]

Thank you Ellen, much appreciated! Very informative! A couple of questions if I may, my wife is disabled and has been receiving disability benefits from CalSTRS, would she be a candidate to qualify for medical benefits as well? Does the CalSTRS disability money she receives considered as income?

[frednance]

i have ssdi and medicare and part c and d via a medicare advantage plan. i applied for medi-cal via lacdpss online and was rejected because i have ssdi and medicare. i did get apporved for msp/omb. i'm alos awaiting approval for lis via ssa.

[bradleysmall]

I am currently in an assisted living facility that does not have a medi-cal waiver program so i will be moving to one that does, as i need medi-cal to pay for my rent and care after my money is gone. It is my understanding that there is a 25 month wait for a waiver. I plan to move to assisted living in riverside county with a waiver program. With my income over the maximum amount at around 1900 dollars per month I assume i will have a share of cost with medi-cal and they will cover the rent and along with medi-cal/medicare cover the medical doctor costs. After 7-1-2024 the cash in banks maximum goes away supposedly. MY PLAN IS to pay expenses till my savings is gone around mid 2025 using my 180000 dollars up completely. I will hopefully be on medi-cal or in a facility with a waiver program…. If i run out of money do they evict me and wheel me out on the street. If i dont get on medi-cal before my savings runs out...

[ShellyBomb]

What about the resource limit for a person that is not disabled in order to receive MediCal health coverage if one isn't working?

[shelleyjohnson]

Is the income limited based on Gross Income or Adjusted Gross Income?

[jackiekelly]

If i got an inheritence of 21, 000 and i have regular med i cal can i stay on med i cal?

[elizabethbarranon]

I had Medi Cal prior to turning 65. I was automatically in rolled when I turned 65 and got Medicare. I am 66 now and my income increased so now they approved me for Medi Cal with a Share Of Cost of $1, 400 a month! Should I change to a Medigap plan discontinue MEDI cal? I’m so confused!

[hindkhazal]

How much is the maximum yearly income can be for a family of two adults and two children in order to be eligible to receive medical please?

[Bazile]

Wonderful overview! Thanks so much. Trying to understand more about share of costs…

[julzz]

I’m applying for medi cal, I’m 72 and am seperated from husband. Do I apply as single or married?

[elhamzahedirad]

My mother in law is 81 and gets social security payments of $1800 per month. Is there anyway she can be eligible for medical or ssi? We moved her with us and she pays rent and pays for her iwn food, etc. Is there any way to reduce her income to get medical or other help??

[peekaeusa]

Hi Ellen I'm someone that is applying for disability and have been sick for years, I need to know some info on medical and Medicare. I would love your contact information please I'm disparate and depress.😢

[ginaramz]

What about if you are not disable and have medical and Medicare, what is the limit?

[MRJUNO]

What’s the best way of getting a hold of your services?

[MrHousecup]

What utter nonsense! The state is basically throwing some of the most vulnerable people overboard! The minimum wage in California is $15.50 per hour. The Medi-Cal threshold is $1, 560 per month. Given a five-day work week that amounts to $8.87 an hour. This means that if you make a penny more than this, you do NOT qualify for Medi-cal! Anyone working any sort of full-time job AT ALL will not qualify for Medi-Cal anymore!

[JackJacobsen-xm]

If I receive disability and have a part-time job that I make$1, 200 a month do I still qualify for do they use my disability check for income

[TylerPKegger]

I’m single, male and take care of my mother through IHSS because she’s on social security and welfare while I take online courses for a certificate program for a job in trying to get (not considered a student), got a letter in the mail saying they’re terminating my medi-cal because I’m 26 and was on my mother’s case and receive food stamps ($23 worth) and I get about 1800+ a month through the IHSS and they don’t take taxes out because I live in home to take care of her, would I still qualify for medi-cal with what I make monthly and I work about 26 hours weekly.