Tips to manage money as a 25 year old in Melbourne | Beginner tips to manage your money

Today, I'm sharing a bit about my transition from studying to working full time. It's been a journey learning more about how to budget, save and manage my money in a way that works for me.
I'm definitely still learning but really enjoying the process!

In this video, I share some:
- personal tips to manage money as a 25 year old in Melbourne (all about my experience)
- general beginner tips to manage your money
- tips to manage your money as a young professional (as I talk you through what I do with my money when I get paid).

As always, thanks so much for watching! I really appreciate it. 😊

Disclaimer - The information contained in this video is general in nature and does not take into account your personal situation. It is not intended as legal, financial or investment advice and should not be construed or relied on as such.

[SundayswithJamie]

Hi everyone, I hope you enjoy today’s different kind of video! Some timestamps as it’s a longer one:
- What happens to my money when I get paid (talking through all of my accounts) 4:06
- How I save money here and there 10:35
- Biggest tips on saving money 13:58
- Financial youtube channel recommendations 17:08

Thanks for watching and I’ll see you next Sunday!

[RoadtoFIRE]

Love that you called out your parents! You are on the right track so early on!

[dramaticallysane]

Hello hellooo!! Here from your comment on my Lush video and your tips here are honestly so practical! Glad to see another Aussie youtuber hustling :)) subbed!

[jacaranda.swallow]

Thanks for all the useful advice! Financial literacy is definitely an important skill that unfortunately school don’t teach much about. So it’s so helpful hearing about how you manage your finances!

[otherryan]

These are all great tips Jamie! You're definitely being proactive with your money and I applaud you for how balanced your budget is. I really liked the point where you said that you shouldn't compare your financial goals and milestones with other people -- that's why personal finance is so personal :) this is solid advice that anyone can use, especially for people who are just graduating and starting to work too!

[AliceTan]

Weddings are expensive! It's smart to save up early so you don't have to make difficult decisions and compromising certain parts of the wedding 😊 Emergency funds are so important! Love this video, I feel like a lot people don't realize the importance of savings until it's too late

[Euniceathome]

I like how you mentioned money boundaries - so important! Thanks for sharing ❤️😊

[cafevi]

I just subbed and I’m so happy I found your channel!! ☺️ your tips were super helpful.

[GieCucina]

I love this video.. 😍I can relate to you in many ways.. I don’t get my nails done too unless it’s a special occasion.. I also ended my headspace before but I didn’t know about insight timer. I just downloaded it. Thanks for that! I still have audibles though... 😄 and yes eat at home! 😊

[jenn]

Yesss girl!!! Loved how your structured this video and the great tips at the end!! The audit of spending habits is soo scary to do and is very confronting, but it so important to know exactly where your money is going before you can properly budget. 💕💕

[ekohirota]

Omgg I’m also starting law school in Australia soon!! Thanks for the video girl 😍 would love to learn more about law school in Aussie too :)

[aalegalfocus]

Nice to learn about your channel. I also subscribed. This is great to hear about your life in Melbourne as an attorney. I'm in North Carolina, working for myself now, after 6 years of working for other law firms. Looking forward to seeing more of your videos!

[shaunayuan]

I love the way you explained all of these tips and your own experience! Felt like I was hearing honest and actionable advice from a friend. :)

[ReeceCaruso]

Great suggestions! This is such an important topic to be covering right now. I really enjoyed the video!

[NicoleAngelina_]

Omg thanks for sharing this very helpful video, Jamie!!! Great advice and this is very important especially in today's time and the current situation! I hope that more people will watch your video as it's 💯TFS and hope you're having a great weekend babe 💛

[olga]

Absolutely loved this video 😍😍 Such great tips!! Can’t wait for the next video 💖💖💖

[natashaamortensen]

Omgg yess love these tips!! I just started investing and saving my money within the past year and it's such a good feeling to be able know you have money saved for the future! I think quarantine has also really helped curb my spending habits 😂

[ishitamattoo]

This is such an amazing, insightful video!! 😍 thank you so much for sharing 😊 such incredibly useful tips for beginners like me. I really love the different funds you have, and how you prioritise your spending. And so cool how you are so mindful in your spending, and conscious of buying cruelty free and from sustainable brands. 😍Really inspired by how disciplined and organised you are with your finances!!💕 Xxx

[GracewithGrace]

I really love how you save your money. These are really great tips and I adore you for that. 💙 As for me, I no longer go to salon to have my hair colored twice a year, but instead, I decided to embrace my natural hair color so there would be no more extra spending for it.

[mindleaves]

Hi Jamie. Enjoyed the content. I also like to spend on "skincare" and I tend to try and save in other categories to make that happen😜😂. Great content. Liked and Subscribed!