Top 5 NPS changes that you must know about | Get more out of your NPS

The National Pension System (NPS) has emerged as a popular investment option. It has many attractive features like low costs, tax benefits and a wide range of investment options. Not just these, there have been regular changes in it over the years which have made it better. In this video, we discuss 5 such changes.

You can watch the video to find out what these changes are. Apart from these, we have also mentioned 10 other noteworthy changes. Knowing about these changes will help you get more out of the NPS.

Additional resources:

Chapters
00:00 Introduction
01:31 Change 1
02:49 Change 2
04:39 Change 3
07:28 Change 4
08:54 Change 5
10:25 Other noteworthy changes
12:29 Conclusion

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[hustleuntilendoftimee]

Only change I am expecting from NPS is to make cut-off time 9:30 to 2 PM like it is for mutual funds. In that way we can get benefit of dips.

[pushkarerande]

The Irony :
People stopped PPF contributions bcoz of 15 year lock in period.
And now they have started NPS contributions JUST to save tax, but they get lock in period of 30 to 35 years, depending on age.

[nirmalsahoo]

Sir please address 3 issues
1. Investment choice can be changed 4 times in a FY, can you tell is there any time gap between two ? Can we change 4 times in a quarter ?
2. How to change from CG or SG or PSU Corporate category to Active investor ?
3. Any deficiencies in present pattern of NPS you think that should be modified to make it better ? Your point of view.


Please sir

[sudharsansathiamoorthy]

Excellent presentation for NPS till date 🎉🎉 Kudos to the ET team!!

[nitin]

Its too simple to understand thanks for the explaination

[VmlucyBDaGVaQ]

Annuity should be made optional. And annuity investors should be provided higher rate of interest. Gov shouldn't make it mandatory unless there are any additional benefits.

[sandeshbs]

Considering inflation the amount that we get per month will be peanuts, it better to invest same amount in a small cap funds and "Not touching it till rerirement!" and can start SWP when we want to retire.

[ziko]

Govt employees are still not given Active choice. Even the Passive (aggressive) is not available. Only passive (moderate) & passive (conservative) are available

[Vijay_Mohan_Reddy]

I activated my virtual id after watching this video's, thank you ET Money team

[srikanthdeevi]

Please do a separate video of nps for government employees as we are not having a choice to change our equity allocation

[t.v.kalyan]

Thank you for such an informative video team. Can you please provide reference to Point 5 in "Other noteworthy changes" ? It would be of much help. Thank you!

[biswajitdebnath]

What is best for govt employees????
Make a video on these issues.

[sdatta]

After introduction of SLW, what the need of Annuity? Hope 100% withdraws can be possible via SLW soon.

[nagaraju]

You should have also added the info related to what happens if the person passes away. Will the nominee be paid the rest of the money? is it taxable? Will they be entitles to take pension?

[NasheerMohammad]

Thanks for making video on NPS.

Is it possible to
1.change invest from Auto to active in NPS?
2. Chage fund manger in equity ?

[balajiradhakrishnan]

Good video. Can you also touch upon the difference between employee and employer contribution of nps. There is no clear clarity on the tax saving and premature withdrawal part for both

[JishnuChatterjee]

The intro music reminds me of Turning Point on Doordarshan. Great video, btw.

[avijitpaul]

What are the entire charges of NPS.kindly brief about the charges.

[sobankuchi]

Good video and helps a lot to understand NPS. Can you please do with contents of understanding the returns for existing NPS holders

[abhishekpurwar]

Excellent ! Tax free SLW withdrawals are just like hassle free monthly pension