All you need to know about NPS (National Pension Scheme) by CA Rachana Ranade

National Pension Scheme (NPS), a government-sponsored pension scheme, was launched in January 2004 for government employees. It was opened to all sections in 2009. A subscriber can contribute regularly in a pension account during her working life, withdraw a part of the corpus in a lumpsum and use the remaining corpus to buy an annuity to secure a regular income after retirement.

What is covered?
00:00 - Start
00:34 - Introduction
01:05 - What is NPS
02:00 - Why invest in NPS
03:09 - When to start saving for your retirement
05:51 - FAQ's about NPS account
06:27 - How is the structure of NPS
09:33 - Who are the NPS Pension Fund Managers
09:54 - Who are the NPS Annuity Service Providers
10:09 - Where does NPS invest
11:10 - What are the Investment choices under NPS
11:22 - What is an Active choice under NPS
12:58 - What is an Auto choice under NPS
14:16 - FAQ's about Investment Choice under NPS
15:06 - When can I Exit from NPS
16:41 - Can I withdraw partially from NPS Account
17:53 - What are the types of accounts under NPS
19:00 - What is the Taxation category of NPS
20:12 - What are the Tax Benefits for NPS
22:04 - Conclusion

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Playlist:

#NPS #NationalPensionScheme #CARachanaRanade

[CARachanaRanade]

Have you done your retirement planning?

[mohammadabdulrizwan]

Mam I'm a CA Inter student..and honestly you gave a lot more knowledge than I expected through this video..lots of love

[madhavasrockband]

I heard about NPS for the very first time, only through your video! and second thing that i did, opened my NPS account :-)

[malayganguly]

I'm 60 and first time one who explains NPS so clearly. Thank you Rachana, you are really good.

[mathebulamkhize]

Interesting, the stock market is currently experiencing a decline while bond yields are on the rise. However, there seems to be skepticism amongst investors regarding the Federal Reserve's plan to continue increasing interest rates until inflation is stabilized. As for myself, I find myself at a crossroads, uncertain whether to liquidate my $250, 000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current bear market.

[andstewart]

Investing is buying yourself a better future you don't have to work hard again.

[navneet]

Pls make a part 2 video on this covering questions like - comparing NPS with other investment opportunities like mutual funds, FD etc and analysing for which type of people which investment is best suited! And is NPS recommended for everyone? Etc 🙏

[herstory]

It was like attending a commerce class for free! I want to thank you for adding value to my life.
Loving your personality too!

[vinaya]

The Marathi connects & contexts are Great !

[surajmurali]

I am really thankful to you. I am only sad, that though this NPS is from 2009, unforuntate that so many people are not knowing this. This is the state of education in this country. We are not educated on financial planning at schools and colleges. We get to know this through youtube !!

[bhawanasharma]

Thankyou so much for making me financially literate, there was so much I didn't know which I feel I should have known, but as you said in one of your videos that we women think that finance is just not my thing! i too thought that way till I came across your channel, the ease with which you explain things, the structure of your content and of course your excellent command on language makes it a one stop solution for all your financial knowledge, keep growing, keep educating, you are doing a commendable job!!

[rohan.tilkar]

First one to explain NPS in so much details

[keyurpatel]

Oh my god this was so so informative! Really learnt a great deal about NPS! Btw you caught me the first time you asked us to pause and then asked to wait 😂

[sourabhdeshmukh]

You should make video on Inflation, that will help people think about their retirement, It will tell how come their 15000/month cost of living in April 2021 will change to 221000/month in April 2056, with 8% inflation/annum for 35 yr, One more request, make a video on investment in """Mutual fund vs NPS tier 2""" and discuss their exit load and charges of AUM etc....

[mystic.saurav]

I love the way how you are making people financially literate 👍🏼

[GRK]

I know everything about NPS except complete picture of active and auto and even checked with many friends and got various answers.... finally got clear answe with chart explanation.... thanks mam ....

[jituchoudhary]

Today I apologise myself that I was wrong to choose science becoz money is only the thing that taught in commerce

[ShriJainath_Yog]

Thank you in tonnes! This is what I needed! I had zero knowledge on NPS before watching this video. Thank you so much!!! Now I can say I am in a lot better state of understanding NPS! God Bless You!

[stuffdj]

I m not a CA or MBA student
But after watching ur vdos I think I didnt need degree to make smart decisions (financial) in my life.

[DVMTeja]

VERY GREAT EFFORTS BY YOU AND YOUR TEAM. DEFINITELY A TREASURE FOR ALL CITIZENS OF INDIA. BEST WISHES TO ALL THE TEAM AT CARR. I HAVE UTILIZED THIS VIDEO AS A REFERENCE FOR UNDERSTANDING THE BASICS OF NPS.