Mutual Funds or NPS: Which one is Better to Get Higher Returns? Best Investment for Retirement Goal

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In the last one year, nearly 50% of equity mutual funds have underperformed compared to NPS returns. Does this mean you should increase your NPS allocation for higher returns?

It’s important to note that NPS and mutual funds serve different purposes. NPS is primarily a retirement savings scheme, while mutual funds are versatile and can help you achieve mid to long-term financial goals.
In this video, we delve into the truth behind the underperformance of NPS vs. mutual fund returns, explore which is the better option for long-term investing, and discuss other key details about NPS and mutual funds. Watch till the end to get the full picture.

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you forgot to mention the additional income tax benefit in NPS, it is so popular with this reason only.

NH-Investments
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Major selling point of NPS is 10% basic monthly salary (if company has the option) that is expempt of tax. So people in higher tax slabs chose nps option.

viveksingh-hvph
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Please do the same analysis for Scheme G with gilt fund.

Maknahar
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My company paid a consultant to provide retirement classes when I was 24 and just started saving for retirement. The class was called "The Kids Table" and basically their advice was go with a target retirement fund that aligned with your 65th birthday. That was 20 years ago. It is the only thing I've ever invested in. How else can I better my finance?

justamanwithbeliefs
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Where to invest corpus generated by NPS to get pension with low risk high return.

RohitMoghe
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MF always better than NPS why would i give up 40% to annuities which is again taxable with hardly 6% returns

mahesh
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Avneet from tax perspective, is NPS having same LTCG of 12.5% as in equity MFs ?

chaand