Navy Federal Credit Union PreApproval car loan

Putting my two cents in on my experience with nfcu

[yaboipookiepook]

Hey man.. Good information.. In my opinion Navy Federal is the best. I purchased a new vehicle in February. Did the app Rd 8:30 at night Tuesday night. Approved 5 minutes later for 75K @2.99 apr. Picked up the check the next day in New Orleans and purchased the vehicle of my liking by that Friday. So the entire process took my Rd 3 days. That being said, having a blank check rids you from the dealership running your credt through numerous institution 10-15 times. Also when you have a blank check, no one at the dealership can take advantage of you because your know what you have to spend and at the rate you're spending it for also. Lastly, the process is much fluently When the check is in your hand, I was at the dealership for less than an hour because everything was done prior to my arrival there. Good luck and keep the information coming brother ✊🏾✊🏾✊🏾🙏🏾🙏🏾🙏🏾

[Apogge_kings]

Very Good points. Don't tell a dealer you are paying with cash or check until the very end. The finance rocks get upset.

[KBYRUM]

👍🏾👍🏾👍🏾🔥. Just joined Navy federal and I am excited to build the relationship

[michaelb.]

Screw that car salesman he doesn't like a blank check then walk away and go someplace else and he gets NO money. You have to look out for you!

[loveandhappiness]

When I told a car salesman I was going through a bank, he stopped contacting me and answering my calls lol. They add extra money so they can get a big commission. The public is being robbed

[DazetheMaze]

Nice vid this Mar, definitely want more info the pros n cons of using a blank check at dealer. And how that process differs, cause that maybe the way to go moving forward.

[garfield]

Called in after watching your video on a Sunday and I got approved for 68k

[kendrickl]

My girl needed a bank statement and stub last week and I was worried about her not getting her new car 😴 but everything good now only because of deelscafe good work 👍.

[BungieStudios]

I was getting ready to file an application for pre-approval. Your scenario sounds a lot like what I have in mind for mine. 10K loan, down payment, used car. I was wondering about that hard inquiry though. That answered my question. So knowing that, I will hold off until I'm ready to shop. Save more money towards the down payment and fees. Maybe my credit will go up a couple points too.

Experian is still tracking my old hard inquiries that both TransUnion and FICO have long dropped.

Thank you for this informative video.

[reubenmorris]

I only joined Navy Federal for one of my siblings. In the future I may open up more accounts, take out a VA Loan, and open up a credit card or two.

[Josev-TV]

Thanks for this, I’m planning to buy a car next month and I have Navy Fed. My wife already had a car loan for her last car so trying to finance through them again but had no idea on how to do it until I watched your video.

[kvasirofold]

Hey. Thanks for the vid. From what I understand, navy fed pulls transunion for cards and equifax for loans, though if you have one of them locked, they will pull the other. Am going to the branch where I am at in the morning. Hoping to be approved, since my wife's car just went kaput.

[vensonj]

I don’t know which credit report they pulled but Navy federal approved me for 20, 000….can’t wait to get a new car….I worked hard getting my credit together

[kirkdunn]

Navy is awesome and yeah when dealers were offering score similar to yours....dealers for sure got 8-10% rate but jacked it higher to make money off me....didn't work

Navy gave me 7% on 84 mo...
However I refinanced few months later with pen fed for 4% and saved bit more

Still Navy gave me a shot and process was super simple and I could pick any new truck in the category I applied for....

Will never go the dealer without my own financing again....

Put it this way it was easier getting my own thru CU than it was thru a dealership....they go back and forth 2hrs later you negotiate a rate....too much bs

[alloverdaplace]

Hope this info helps just like the video helped me. I just got approved yesterday for 22k apr %5.6 my credit score was around 630. Not super high but my payments were always on time. And I currently a home owner

[everythingcrypto]

The salesman is not happy with you bc they make more money trying to get your a loan than the profit of selling that car

[jpolointuitive]

Bro, very nice, , useful content. I'm interested in more info on pre approvals for car loans, credit card and general credit information. Nice video Bro💪🏽🤗

[veteran]

Thank you Jorge.... considering buying a used motorcycle want ot finance thru my Navy C. U.
thank you for information, any info. always helpful towards

[nykisialeblanc]

Hi. I just came across your channel. I never heard of a blank check and taking it to a car dealership. I’m definitely open to learning about that. Please make more videos. I tried to get a Navy Federal Checking Account and I am not eligible. I would like more information on how to get a checking account there. Heard so many good things about Navy Fed.

[midwestslotdiva]

I liked this video! Very informative. Thanks!