Best Savings Accounts in the UK for 2024

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If you want to make a money on your savings in 2024 then here are my top accounts paying the highest interest.

I've focused on the best easy access, best monthly savers and best tax-free options.

Our daily best buy savings tables on the blog:

Watch my monthly savings updates here:

#Savings #HighInterest #Savings2024

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(You'll also get a free Quidco bonus for signing up)

00:00 Finding the best rates
00:42 Best options for you main savings
04:50 Easy Access: Santander Edge Saver 7%
08:30 Easy Access alternatives up to 5.41%
10:57 Best options for adding to your savings
13:05 Regular Saver: Nationwide 8%
14:28 Regular Saver: First Direct 7%
15:08 Regular Saver alternatives up to 7%
16:24 Best options if you go over your tax free allowances
18:20 Tax-Free: Zopa ISA 5.08%
19:20 Tax-free: Virgin Money ISA 5.25%
20:00 Tax-free alternatives
20:35 Tax-Free: Premium Bonds 4.65%

12:08 Premium Bonds - 1% prize rate

A B O U T A N D Y

DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.
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All i wanna know, what's Best Savings Accounts in the UK that earns me the most on interest each month with, with no monthly charge.. thank you.

MonkeyButtGamer
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The easiest way to manage your money is to take it one step at a time and not worry about being perfect

JerryFacts
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Thoughts on Coventry Building Soceity Triple Access Saver? It's 5.15% interest and doesn't have a monthly deposit limit which is the type of account I'm looking for.

Zupez
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Santander Edge - I have the account and have never paid in the monthly amount (or direct debits) stated so have never earnt cashback or been required to pay the account fee. This is compliant with the T&Cs so is quite a good loophole! Can't remember the exact details (there's an MSE forum thread about it) but happy to dig and share if anyone wants this account without the fees/cashback just to get the 7% saver.

dancrooksycamore
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Hi, i was wondering what is your opinion on Revolut savings account?

denijsssilputnins
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Thanks. Very insightful, but makes me even more confused. As a semi recently forced pensioner, I've got money ferreted away in multiple places, some tax free ( ISA & PB's ) & the rest taxable. I've heard that as a lower tax payer, I can earn up to £5000 in Personal Savings Allowance. Have you covered this & if so, can you add the link? Thanks

CharlesRWJones
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I am surprised that some people still have money to save after taxes, enormous bills, mortgages. I wonder if I need to change my career.
Any tips of what pays amazingly well ?

guguman
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All I want to know is what is the best savings account going on about mobile phones holidays it’s just a total waste of time

thomasreed
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I’m about to sell my house for about £250k and need to set up three different accounts (as I believe you’re insured for up to 85k per bank if they close up). Thing is I dont want to necessarily buy another house just yet - I want to save the £250k for about 12months or so. Any advice how I should best invest money from my house sale in April 2024? Thanks

eelponna
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Barclays Blue rewards is £5 monthly fee not £2 monthly fee. Come on Andy ... Thumb up as always. Andy where were you 15-10 years ago when i needed this stuff more than today?

gabymotsoloc
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Is there an account that I can lock and not spend?

asiyah-nour
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I have a question:

I have multiple ISAs, a managed Stock and Shares, a LISA and I am considering opening the Zopa cash ISA.

does that mean that the £20K limit would be the total of these 3 accounts?

rubinjoseph
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Thanks, HMRC are my best friend now.
So annoyed.

OH-cjif
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Can you make top online savings app that you can open anytime

default
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Worth saying that for the Natwest 6.17% regular saver... even though it says "Max £150 a month" you can put round ups in there which can be added on to the £150 cap. You can also double round ups so it gets an extra £80-100 for me each month. So technically isn't a monthly limit (but would take alot of effort/transactions to ger HUGE amounts in there) and you can earn that interest for over a year as you state (variable % I know)

Munchman
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Flex regular saver is down to 6.5% now

jakubflak
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As you said - the reason the Edge Santander is good is, I’m sure partially, because they are trying to get people to move off their 123 products (which actually do better in terms of cash back as far as I know!).

Cat
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Rates are crazy how up and down they are, wev only just got up to half decent 5% savings rates which is not high historically but soon they are going to be coming down again to 3/4% after only 6 months or so! so much up and down very unstable

davidbutlin
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Does anyone know if the £500 to get the better Metro rate has to stay in the account? Or can it just be transferred in and back out? Thanks 😊 8:57

bex
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In your view, is Virgin Money's 5.25% savings account SAFE? ... Is Virgin Money a safe company to having savings in ?

UK_Adventurer