How Should You Be Buying Stuff? (Best Payment Method For Your Lifestyle)

Should you use a Credit Card, Debit Card, or Cash when you pay for stuff? In this video I breakdown who should be using what. There are so many different ways that you can pay for stuff and there are certain methods for certain people. In this video I breakdown the payment method that is best for you. If you are misusing a certain payment method or using the wrong one for your lifestyle that can land you in very big trouble.

Video Outline:
When You Should Use A Credit Card: 1:10
When You Should Not Use A Credit Card: 2:32
When You Should Use Cash: 4:18
When You Should Not Use Cash: 6:19
When You Should Use A Debit Card: 8:00
When You Should Not Use A Debit Card: 9:00

Comment Below: What are your thoughts on when you should use different payment methods?

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Disclaimer:
I don’t have a secret formula that will lead you to wealth, I am not a guru promising to make you rich. I am just someone who is passionate about personal finance and enjoys sharing what I know with others. Any investment you make will incur some risk. It is important to do thorough research and make calculated decisions with your finances. Everything I state in these videos are my opinions.

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[calvinraab]

Video Outline:
When You Should Use A Credit Card: 1:10
When You Should Not Use A Credit Card: 2:32
When You Should Use Cash: 4:18
When You Should Not Use Cash: 6:19
When You Should Use A Debit Card: 8:00
When You Should Not Use A Debit Card: 9:00

Comment Below: What are your thoughts on when you should use different payment methods?

If you are new here, HELLO! My name is Calvin Raab and here I make videos all about personal finance. If you are interested in anything like that I would love it if you would subscribe. Here you can find new videos here every Monday and Friday! Have an awesome rest of your day!

[cristiancuray]

Thank you your videos are really helpful

[lauravallejo]

Hey Calvin, just discovered your channel with the Possible Careers for Science Majors video and I’m really enjoying the info you’re giving us. :) I just want to say I was hoping you’d go into more depth about the security of using credit cards vs. debit cards in online shopping, let’s say. Is it truly safer to use credit cards rather than debit cards with online merchants or is it a myth?

[ladiesman]

5:57 Why are fees a hassle for local businesses