11 PHRASAL VERBS for talking about MONEY in English

Today I'm going to show you the money! You're going to learn useful phrasal verbs we use in English to talk about money. Most of us love having money and hate spending it. Regardless of how you feel, money plays an important role in all our lives. I chose to teach you some of the most common phrasal verbs we use to talk about saving money, spending money, paying off debt, and using your savings. You'll learn how to speak naturally about money by using these expressions. Know it all? Test yourself with the quiz at:

TRANSCRIPT

Money, money, money is so funny in a rich man's world. Vanity Fair. I'm not a rich man, so I can't afford half of the things in here. Speaking of which, we're talking about money, and in this lesson what I want to do is teach you a bunch of phrasal verbs that we use to talk about spending money, saving money, and paying back debts that we use quite commonly. And I'm going to teach you how to use them, and what they are, and have some fun with you. Are you ready? Let's go to the board. Okay?

E, it's not funny, I got no money. E is all, see? Got dollar signs for eyes. You might see that. If you're having a problem, take your screen and enlarge it to full screen, there's a little button. And we actually have a video on that, go check that out if you don't know how to use your YouTube. Okay? Anyway, E's got his eyes... He's got dollar signs for eyes, because he's got money in his hand. And if you're lucky, you have money, too; but when you don't have money, well, it's time to learn some phrases to help you with that. Okay?

So, here's our dollar sign, here, and let's start with having money or saving it. Okay? If you're lucky... Well, let's start with just having enough. A lot of people just have enough money. And how do we talk about that in English? Well, what you can say is this: "I'm getting by". "Getting by" means I don't have a lot of money, and I'm surviving. So I can't go on big trips or do anything, but I'm not poor and I don't have zero money, but I have enough to get my food, and pay my rent or my homestay, and pay some other things for me, maybe my cellphone and my internet, but nothing special; no car, no fancy trips, no bling, bling, bling or great jewellery. You know what I mean? So, that's "getting by". It's kind of positive because it means I'm not bad, but it's not fantastic, like: "I'm rich!" Okay?

Let's talk about "scrape by", because this is have just enough. When you're scraping by, imagine you have this thing here-okay?-and this thing. And there's gum on here, and you want to get the gum off, you're going to... That's called scraping. And when you scrape, sometimes you'll take a little bit of the paper off with it, just a little bit, when you scrape. In Canada, we have winter, and when we have ice on our windows, we scrape the ice to get rid of it. It's a lot of work, it's not lots of fun. You probably understand the phrasal verb now, right? When you're scraping by, you just have enough money. But unlike "getting by", because notice how we have "get", we have you're getting something, you're given something, which is good, you're getting money, that's why you get by; 'scraping" by means just a little bit. Just enough. And you feel negative. You don't feel good when you're scraping by. Every day is heavy and hard, because you almost don't have enough money to pay for everything. Sorry. You need a job or a better one. Okay.

So, what happens? How do we change this, "scraping by"? Why don't we do something like this, why don't we save some money? In English, we have two phrasal verbs you can use for saving money. Notice the up sign: "to save up". When you save up money... Think of it this way: Doo, doo, doo, doo, doo, doo, doo. You increase your money. You usually save your money up for something big, like a car, a vacation, retirement. And retirement is when you stop working forever. You're older, 65-70, you finish work and you don't want to work again, you want to play golf, or go baseball, go sailing. You retire. So, you save up. These are for big purchases. So, it won't be $100. It'll be $1,000, $10,000, a million dollars. A million dollars. [Laughs] Okay.

We have another one for saving, though, and we call it: "put aside". You might have difficulty because probably you've never heard of "aside". This is my side, this is on the other side. Okay? So when we say "aside", it's like here, on the side. On the side is "aside". Okay? Sometimes we speak and say: "I want to make an aside", which means I'm going to give you a direct conversation, but I want to say something a little off to the side.

[Salamimalicum]

This teacher has good social skills and psychology, and at the same time he explains perfectly and maintains you attached to the lesson by being funny. I think he is unique

[nguyentho]

Thank you so much Jame. You're the coolest english teacher i have known.

[janetodavchych]

James, I've never met so smart and harismatic man. Thank you for all!

[alberisantos]

James, you are the best from Engvid. I did not know most of these phrasal verbs, but now I know how can I use them. Thank you.

[nimstennis]

Greta vid . It’s crazy that when I use good vocabulary and improve the close friends get mad and want to keep us same level z

[mkyrene]

One of the best english teacher ever! your voice is so calm and resting.
Thank you for the illustrated and comprehensive explanations.

[mcmerry]

Best teacher ever, would enjoy any signature with a teacher like James.

[ريفانسعد-عذ]

can't stop watching your videos which really motivate me to improve my English even more

[mariadolorespaula]

Your lessons are priceless! Congratulations !

[dilnozaurinbaeva]

Hi I've just joined to your class And very happy to have teacher like you Hope I can speak English better soon as Native speaker I apreciate your work thanks for your kind and super understable teaching way We are here to learn to get to understand and know And u are bringing our wish to with your hard work May Allah brings all your wishes too

[tija]

You are just amazing! I learned so much in just a few days, bless you brother.

[ewelinajiao]

MY NOTES:
Spending money:
Do I have to cough up another 10 bucks?
I don't want to shell out my money
We don't like giving money away
I have to dip in to my savings cos my car broke out yesterday
I took out some of the money and left the rest
to dip into your savings - when take some money out and leave the rest
to break into your savings - you have to keep going into your savings and keep talking money out and soon the savings will disappear, until the money goes down
I borrowed a $1, 000 and I am paying back $100 a week
to pay back your debts
to pay off a debt - I don't have to give the bank any more money
Not have you just learned 11 phrasal verbs, you know how to use them
Just to test you on that, we r gonna give you a short test and see how well you learned

[iuricruz]

Good explanation James, you're so funny that make anyone to be happy in learning English.

[DrCristianMoya]

Thank you James! Your way of teaching is pretty good!

[saada.m]

Hi James
this is Saad, from Saudi Arabia
I'm glad to be here one of your students .
thank you a lot my awesome teacher.

[ritalahlou]

I have to hand it to you james
I have learned a-lot from your Esl videos, they have been very helpful to workout my daily english, it has enriched my vocabulary and encourages me to go further in the conversation

[jeanzamudio]

This is Jean Zamudio again my main. thing I needed from you please will you give. the teaching on assertive communication and shoot out some true. positive. internalizing life skill .and examples of the roll play so we can be comfortable to practice on our. own thank you

[kimradi]

Thank you james for all lesson you make a video for us it's not easy to learning but it good for me how to speak and listen.Now is better for me.

[alexandrebizerril]

Nice video, James.
Keep on doing this incredible job.
A friend of mine had indicated your chanel to me. I have been studying english for a while and this my first note about your videos. I thought it's worth to write down it. Thanks!

[benymo]

thanks alot teacher
very good way to teach

i hope I'll be able to use them in everyday conversation