At What Age Can You Slow Down Investing?

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At What Age Can You Slow Down Investing?

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The only problem with putting the brakes on saving is that the destination you've defined, being so far out in the future, is subject to being highly volatile. Predicting future expenses 20 + years into the future is not an easy task. Saving aggressively, is one of the many guardrails that will keep you financially safe in the future.

everydayfinance

Great topic, lately I've been reading all about coast fire, and it is exactly that, lifting your foot off the gas, and there are online calculators about everybody's personal coast fire number.

guanafd

My goal is to reach a million by 35, then let it sit in index funds and not contribute any more (except employer match of course) until I retire at 60. I want to travel while I'm still young and have the stamina to do everything I want to do, so saving extra now so I can ease up on it later. Currently 28 and a bit over halfway there.

elmateo

I decided that life is too short. I paid off my house, max out my spouse and my 401k, our HSA, and Roth IRA. Everything else is used to do things I enjoy now. Don't wait to enjoy life, use your money today too.

jackstar

That's one hell of a good feeling when your advisor says you can stop investing now.

rickchandler

I will never stop investing throughout my entire life.

stuartdavis

I’m 45 and every metric I look at says I’m ahead of the curve but I can’t shake off the feeling I’m behind. It doesn’t help that I’m burned out by my job and have been seriously thinking of looking for something far less stressful even if that means a hefty pay cut - which would then of course mean my investing will be greatly slowed down. I just kinda hope that I’m far enough ahead that I’m still okay.

FreakyLynx

I’ve eased up, and increased memorable experiences.

jayholiday

Simple answer: Not now... with recession right around the corner it is time to buy like an animal in 2023.

IslandTourist

"we had them saving only $1000 a month". How generous! Hahaha

moobs

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