Health Insurance PORTABILITY MISTAKES to Avoid | Health Insurance Portability | Gurleen Kaur Tikku

Health insurance portability is a facility that enables policyholders to change their existing insurance company to buy a better health insurance policy or get better services from another insurance company.

In this video, we have discussed about a few Health Insurance portability mistakes that you must avoid in 2024.

WATCH THE VIDEO FOR MORE DETAILS :)

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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[neerajtripathi]

नव वर्ष की शुभकामनाएं।

मैडम पर्सनल एक्सीडेंट पॉलिसी बहुत ही आसानी से 25 दिसंबर को इशू हो गयी थी। टीम हरी पत्ती से जुड़ना बहुत अच्छा लगा।
Thank you!

[ravikapur]

Can the insurance company refuse portability if the customer has existing disease and his current policy is 10 yrs old as per IRDA norms.

[sudheerkumar]

What about the waiting period for portability? if the next company does not continue with the waiting period. What should we do?

[bishtji]

Thanks for your help i was planning to port from star health to care health insurance now still continue with star

[OptionsNumbers]

You keep repeating same thing - keep it concise .. points .. this is good topic

[hareshwarsingh]

Niva bupa reassure ko kis company me port karu..jo esse best ho

[vishwanathankn]

Very informative, well covered topics. Important tips likethe caution on free look period. Thankyou madam for taking time and sharing your experience. God bless you.

[ShailendrakumarSingh-gsub]

Namaste, Madam Aapki video me HDFC Ergo ko best policy bola hai main apna sbi general ka Arogya Supreme 2022 me liye they HDFC Ergo me port karna chahte hain jo 10 lkh ka hai or 15% bonus included karne pe 13 lkh ka hai please guide and provided as per your best knowledge (with Regards) at present Iam 59 years old and my wife is 52 years old

[neildwivedi]

Better to avoid Portability. It will complicate issues further. Portability must be tried in extreme situations only.

[sagarprajapati]

star helth ki policy purches kari thi 2022 m and 2023 m uti ka claim lia genrel dises fir 2024 m icici lombard m port kra li under writer ka call aya call me bta diya tha but policy paper per mention nahi h and mene agent ko whtasaap chat per bhi doccumnet shar kre the main kya kru ab mene 6 month unhe dubara call ki icici ko wo bol rhe under writer daikhega dubara

[prakash]

Manipal se neva bupa me port krne ke lie 01st june 2024 ko payment kiya turtlemint pro ke dura aaj 20 june ho gya abhi tk port nhi hua. Kya kre ?

[चलते-फिरते]

पूर्व विद्यमान रोगों के आधार पर स्वास्थ्य बीमा के दावे निरस्त करने के बहाने से मुक्ति हेतु बीमा करने से पूर्व अधिकृत चिकित्सकों व चिकित्सालयों के माध्यम से चिकित्सकीय परीक्षण के उपरांत प्रीमियम का निर्धारण कर बीमा पालिसी निर्गत होनी चाहिए। बीमा नियामक को ऐसा प्रावधान अनिवार्य करना चाहिए, ताकि बीमा धारकों को उपचार के समय या बाद में परेशानी न हो।

[noblesjw]

Could you please explain the moratorium period in health insurance? According to the new IRDA guidelines, after 5 years, a health check-up is not required when porting to another insurer with the same sum insured - this is not talked clearly on youtube

[uskar]

Online policy liya hua hai kya offline port ho jayega

[kkgupta]

Your channel is best on health insurance topics

[anilrajkhanna]

thank you gurleen bahut acchi information 👍👍👏👏👏👏👏👏

[koushikdas]

I had port in health insurance and declared pre-existing health status to direct agents but in policy copy I have found it not declared. My exciting policy in gress period. What to do now because there is no free look period. Kindly suggest.

[abhijitsalvi]

I bought Group Mediclaim Insurance from Axis Bank 3 years before who had tie up with Tata AIG, plan name was Group Medicare 360, now this policy is seized and Tata AIG want me to migrate to Tata AIG Medicare plan, wherein my premium will go up by 5k annually and Room type now is Shared Accommodation, earlier it was private room, Can I migrate this plan with other Mediclaim Insurance Company or use Portability?

[ranaji]

My parents policy is 7year old ND now premium is 36000 of 5lakh and oldest member is 58year
Is it beneficial to port this policy????

[gopaltiwari]

Can we switch to different plan of the same insurance company?
I have care advantage plan can i select to care supreme plan at the time of renewal?