Health Insurance PORTABILITY - Things You Must Know | Health Insurance PORTING| Gurleen Kaur Tikku

A Health Insurance Portability is nothing but the process through which you can transfer your current health insurance policy to another insurance provider of your choice.

What’s special about a health insurance portability is that you not only transfer to a better plan but your waiting periods and no claim bonus too.

WATCH OUR VIDEO FOR MORE DETAILS :)

✅ TIME STAMPS :
0:00 Introduction
0:44 Portability at the time of renewals
1:25 Continuity of Waiting Periods
2:12 Fresh Medical Underwriting
3:08 Disclose all the Medical Underwriting
3:57 Share all the existing policy documents
4:22 Policy Porting from Due Date
4:56 Policy denied due to medical conditions
5:53 Premiums according to the new company
6:39 Conclusion
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#healthinsurance #portability #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 17 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[sanjayt]

Very good mam no body is so clear in this industry all are looters they don't care for you but you are good at heart to clear all things

[happysingla]

Dear Gurleen Kaur Tikku Make a video on detailed report of health insurance compnies Claim settlemet ratio and incrred amount ratio and others parameters...it is difficult but you are the only one can do it in better way

[Modisabbgaming]

Aap ki video very clear cut hoti ha sab bat ache se samaj aa jati ha

[Trading_Gyan]

Maine parents keliye 2017 me starhealth senior citizen red carpet liya ab main port karna chahta hun

[techforlife-wmgi]

For number 2. I have a TCS corporate insurance that i want to port, In that plan, provided by New India Assurance, there is a floater of 12 Lacs and 2 lacs personal sum assured. So when porting, which one will be considered 2 lac or 12 lac for waiting period waiver

[AroraMelodies]

There should be clear guidelines/rules by the government as companies don't do medical examination of the persons but at the time of claim they used to come up with some clause of non declaration etc to reject the claim.

[VinodRNofficial]

New Company main Old Policy Successfully Port hone ke baad existing old company ko inform karna hota hai ki humane new company main port kiya hai ?

[mahmed]

My policy with Care.
I am plan to port in Neva bupa. One member take thyroide medicine since 7months.

[ApurbaKrDas-lcgn]

One very very important matter.
If in porting, the premium is enhanced for enhanced SI, then what new things or the provision of rules would come for the additional amount.

[Mannus]

Meine star health insurance comprehensive plan liya hai 3 years ho chuke hai kya mujhe doosari company mein port karna chahiye for more beneficial? Please reply

[vaskardharchoudhury]

Thanks ma'am, good n well explained.
Can I know what would happen to the accumulated bonus that also carry forward to new company

[noblesjw]

If I do third time portability....last two health policies could be considered for continuation of facilities or ONLY THE PREVIOUS HEALTH POLICY would be considered ....

[vatukiyasuresh]

Portability ke liye minimum sum insured 10 lakh ka hi hota hai Aisa koy ruls hai?

[Goutam_Saha]

Madam,

Whether moratorium period to be counted in case of porting or migration ??

[Mohd-Iqbal]

Hello Mam,
Main First Time Heath Insurance Policy Le Raha Hu
Niva Bupa Health Insurance Kaisi Rahegi.

[milinddevrukhkar]

मेडिक्लेम पॉलिसी एक कंपनीचे दुसरी कंपनी मे पोर्ट करने के बाद पहिली कंपनी का मेरा मॉनिटरिंग पिरेड पुरा हो चुका है जिस कंपनी मे मैं पोट करुंगा उसमे भी मेरा मॉनिटरिंग पिरेड कंटिन्यू होगा क्या नही होगा

[sarbeswarpasa]

after porting, How do I know, whether my policy is new policy or ported. Is there any remark in policy certificate or documents

[hussainbinshakirbinhydera]

Mam I can change my mother health insurance policy hadfcergo to other because I'm not getting benefits I'm paying only premium since when I have purchased by the grace of God i didn't used once that policy would I get more than benefits because this policy has day one hypertension & diabetes I'm not getting any health check up & all too please give me idea mam or else I should stay on this only

[vikrantarun]

मैंने 3 साल continuos स्टार हेल्थ ऑप्टिमा पॉलिसी रखने के पश्चात इस वर्ष जनवरी 2022 में मैंने उसे Niva BUPA कंपनी में पोर्ट करवा लिया अगस्त 2022 में मेरी पत्नी को kidny stone की प्रॉब्लम हुई तो मैंने उसका ऑपरेशन करा लिया कंपनी ने यह कह कर मेरा claim रिजेक्ट कर दिया कि आपने हमारे पॉलिसी लेने के बाद 3 साल का वेटिंग पीरियड कवर नहीं किया जबकि पोटेबिलिटी के अनुसार 3 साल का वेटिंग पीरियड में पिछली पॉलिसी में पूर्ण कर चुका हूं

[PD]

Can I port my base policy of Company A to super top up policy of Company B?
Or a user can only port from base plan to base plan and super topup to super topup.