How I Budget for a New Month: cash stuffing, investing setbacks + what I spent (October Money Reset)

thanks for watching ✨ It's October!!! I love this month so much, and I'm excited to have a great money month ahead. Let's get our budgets ready for a new month together while reflecting on the past month. As always, this video includes a personal finance heart-to-heart chat, talk about saving and investing (and my current setbacks), my budget for the month, and cash stuffing. I hope you enjoy!!

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Video Chapters:
0:00 Welcome!
8:58 Money Feels
14:53 October's Budget + ATM
17:40 Cash Unstuffing
20:31 What I Spent
24:40 Earnings, Saving, Investing, & Goals
28:36 Cash stuffing

[ZoePritchard]

happy October!! what are you looking forward to this month??

[bbbproductions]

Since starting cash envelopes I’ve managed to save money and have money left in my envelopes every month. Previously I always wondered where did all my money go. I think having physical money makes it tangible and I’m reluctant to use it so I end up saving! Thanks for inspiring me and helping me on my financial journey Zoe!🙏

[Alex-ojcg]

Zoe, it's funny to me how you mentioned that *not* thinking about money actually helped you with money. The last few months have been incredibly challenging for me productivity-wise, and I just didn't feel like doing anything, really (even at work, which was concerning me). I asked ALL my friends for advice, and one of my best friends told me to just "stop thinking about it." At that point, I was basically willing to try anything, and much to my surprise, it was actually very, very good advice. Sure, I wasn't super productive or did the most, but I wasn't paralyzed by my own fear--and I feel like that makes all the difference :)))

I never thought about bringing that mindset to my finances, but I might try it out!

[tmac]

Seeing Maggie always brightens my day❤❤❤❤❤

[veroshandleyoutube]

I don’t think you are taking a step back. I see why it might feel that way after a few months of lower earnings. You are restructuring and setting up your business which is a major step forward (this takes money « away » from your pocket this month, so you feel cash strapped) and secondly you invested in yourself with the Pilates teachers training. These are major strides forward and you will reap the benefits of all this work soon! ❤

[jessicatounkara]

I bet you could cut Christmas down to $800.00. You could do a challenge. Try to find deals and shop around. You could make a video about it too!

[courtneycooper]

Hey Zoe, I love having your videos on in the background whilst I’m working from home!! Just sat down at my desk for the day and saw that you posted and it made me so happy💕 Just thought I would leave a little comment to say I appreciate you and the effort you put into every video✨

[jaslynnthomas]

I clicked on this video for something to watch with my breakfast, but your opening line really struck me and now I'm on an emotional rollercoaster. You spoke right to me right there! Thank you for your content.

[Prioridigitalstudio]

Love the financial transparency! 💰 I think investing in learning is so important, especially when it can really boost your career. Keep it up, girl! 🙌✨

[WtfReal]

In such a digital society, cash feels good sometimes

[jahmeshacoffie]

Thank you. People hardly talk about having so much financial goal and stepping back to properly prioritize. ❤

[libbysworld]

Great video. You're doing well. Stay on track and you will reach your goals. 🙂 I know a lot of what you do is "gentle" and "soft", but sometimes when we overdue we need a a month or two of scorched Earth basics. Bare bones and then we have what we need to save for something like Christmas or other things.

Have a great weekend! 🙂

[mimitravelbudget]

Hi,
I like your video. I make budget videos too. I'm absolutely agree with you, pilates it's investissement too for me. I'm beginner but I have fun. I dis make new budget for include my pilates membership.
Thank you again for sharing your journey. 🤗

[dora_rackov]

Even if you think the video was all over the place, it was actually very inspiring! Thanks for being honest and showing us the real month to month challenges. 🌸💕🌺

[quinnettsooreal]

We just went through Hurricane Helene and because im a cash stuffer, I was the only one in my family with cash

[salenarichardson]

Canadian cash is beautiful. Total art!

[cynthiamartinez-de]

You should make a video on how you manage to focus at I have literally two laptops but I don't know where I placed one of my chargers.... might indulge on a good and cute desktop.

[kateaustin]

Loved this video Zoe! Thank you for always being so honest around money and for sharing your insights. It was so interesting to hear that thinking less about money, actually led you to spend less too - what a cool result! 🎉

I definitely recommend saving towards your Xmas fund every month if you can. I have done it for the last few years - and it has really helped me to just LOVE Christmas time and giving gifts to others 💕💕

[rosamondhazell]

I love cash envelopes. Yes I started saving for my Christmas in Jan and had a fix amount. I also added any money I did not use in my variable envelopes so now I’m finish saving for Christmas.

[jessicatounkara]

I think you could definitely make more cuts. Like cut dining out down to $150.00. Then you will be able to pay make some of your emergency fund.