How to start budgeting for beginners! How to budget money! How to budget money for beginners!

How to start budgeting for beginners! Have you wondered where to begin? How to budget your money for beginners video has the answer. Learn how to budget money. Learn how to create a budget. Budget by paycheck method.

I hope you enjoy it! ♥️

Supplies used:

🌟Link to my Amazon storefront

🚨 To calculate your net pay:

🌟Free Tracker download:

💎Facebook group

🌟Etsy store

🌟Find me:

**Some links are affiliated with amazon affiliate account. If bought through the link, there is no additional charge to the buyer, but I do receive a small commission based on products.
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00:00 intro
01:11 info needed to start budget
03:38 calculate your net pay
05:49 budgeting for monthly pay
17:44 budgeting for semimonthly/biweekly pay
25:46 budgeting for weekly pay
35:09 importance of monthly budgets
36:05 easy cash budget savings challenges
37:22 goodbyes and thank you! ♥️

[matlynlang]

I'm on a fixed income, getting paid monthly. I was so confused on how to budget with my monthly pay. I just moved into my new place from the shelter system. I'm looking forward to saving money this new year. I've already started small by saving my coins in a jar. Next year dec2022 I will count it.

[MusicalPassion]

I feel so fortunate to have crossed your page. I only started cash budgeting the start of November, but have already saved almost $2000! For someone that has NEVER SAVED in their LIFE, this is huge for me. Thank you for continuing to share your knowledge. <3

[inita]

I'm laughing because ppl think since I have a degree in accounting/Finance, i have it all together. I found out this year, I need a new relationship with money. After today, I know where and how to start. Thank you so much. Hats off to you. You are a true blessing.

[Ghibliballs]

In my family, the adults never talk to us kids about things like budgeting, our budgeting options, how things like bills work. Finding your channel is probably one of the best things to ever happen too me. Now I know a good budgeting technique, how to do it, how to manage my money, and how the world of money works. You and the rest of the budgeting community are some of the most amazing and important people on the internet. Thank you so much!

[karenkent]

Thank you for talking about those of us who only get paid once a month. I know it seems like it should be easy, but it is hard to make things stretch, especially on a lower income. I have been trying this for the new year and I am happy to say I have 37 dollars left in my envelopes at the end of the month AND I haven't taken anything out of my savings, which I normally do! Thank you for your informative and wonderful videos. I am learning so much and changing my life for the better!!

[DiaryofaSingleMom-ovxf]

I really love this video. It was real helpful to our low income budget community. People believe if you have a low income you can’t budget but that is not true and we are the ones that really and truly need to budget the most. I try to explain this on my channel as well.

[AuroraHenderson]

You’re the best! #cashbudget

I bought a budget book for the first time, and it was a huge shocker to go from free-will spending to challenging myself to only spend a certain amount.

My drive for this is I’ve recently increased my income and there’s no way I should still be in debt by age 30.

[kimberlybryant]

loved how you explained it even when you don't have a large payday it is still doable thank you so much.

[keikol.]

Splitting. The spending money in half to control the 1/2 is a awesome idea ! Thank you 🙏

[NeoSoulSlacker]

This is probably THE MOST helpful budget tracker cash stuffer video I've ever watched and I've watched many. I've watched it a couple of times now while I get everything set up and everytime I get closer and closer I end up finding money in my budget that should have been there all along but wasn't. I just got married and realized when I went into my auto insurance that I never filed as married and have been leaving all kinds of extra money on the table because I just paid my bill every month and was happy that I could do that much. I've been married for about 2.5 years and we are both on the policy but have been paying single person rates together on the same policy! lol

Just the act of having to go and find all the dates and log in etc has made me look over my finances with way more of a fine toothed comb and I'm sure I will continue to find discrepencies and missed opportunities etc, but better late than never right! This one mistake alone will add 300 dollars a year to my budget. This may not seem like much, but I'm pretty sure as I go through everything I'll find more of the same mistake and hopefully recover even more for my future budget asperations!

I love that this makes you open everything look at due date and pay more attention to what you are doing overall instead of going through the motions.

I am starting with the handwritten portion because it makes ME do the work to get the muscle memory but I do hope to be a future patron of the amazon store once I have a better handle on things overall.

Thank you so much for this content! I'm telling all of my friends about this channel!

[hekeptdying]

Yes finally I've never seen anyone really get into the definition of all those things

[WarangelDreamsandvisions]

The harder part is getting started, lol.but understanding how it all works helps.

[calliew]

Thank you for showing the weekly budgets. That's how my husband gets paid and without budgeting, we have one week near rent, when we are broke. Lol. It'd be nice to take a little from every week and not be broke at the end/begging of the month.

[jeanett]

Loved this so much! So easy to follow and very detailed. I’m so ready to start my journey. Thank you for sharing ❤️

[kaylakay]

This is so incredibly helpful. When I first started watching you earlier this year I was getting paid biweekly. I got a new job in Sept. and now get paid weekly. This is a great break down. I’m so glad Christmas is over lol and I can’t wait to reset for January!

[jenniecharles]

girl ty so much for making this video i already knew all this information but for those of us who dont this video has alot alot alot of information and i love how you explaine everything for those just starting out ty from the bottom of our hearts amazing video

[ddglenn]

Thank you for all your hard work. You have made me see clearly how to start a much needed budget! I am going to do this. Again, thank you!

[MellzBudgetLife]

Very helpful video! That’s exactly what I do for my expenses getting paid biweekly. Especially splitting my rent in half for each paycheck

[bernadetteweir]

Thank you for this video, I’ve been trying to budget and somehow never stick to it, but 🤞🏾I’m definitely going to follow this. You broke it down so simply and your pace is everything. Again, thank you. Ps. I’m also getting the budget book as I’m paid biweekly 🥰, keep me in your prayers as I’m going to need it🙏🏾

[Laurenashly]

I just ordered the budget planner and one of the card holders! yay An I used your video to make my own cash envelopes :) I am so ready to get ahold on my finances this year. Thank you so much for making this content God bless <3