7 Frugal Living Hacks Beginners Should ALWAYS Do!

Feeling financially drained? You're not alone. Many of us are looking for ways to save money and live more frugally. With the current state of the world, it's important that we all learn how to save where we can. Thankfully, there are a few simple hacks that you can use to start living a frugal life without breaking the bank.

Living frugally isn't always easy, but these seven hacks should help start your journey toward financial freedom. Remember that budgeting is key, as well as shopping smartly and reusing items whenever possible. So don't be afraid—consider these tips today and start saving money tomorrow. Here are seven of the best frugal living tips for beginners.

More info on the 50/30/20 budget:

More info on Dave Ramsey's budgeting percentages:

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Favorite Money Saving Things:

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I’m so very happy to have you here. We are all about saving money at Frozen Pennies. Whether you have a goal like debt freedom, purchasing a home, retiring, or just making ends meet, we are all about making that happen. Here you’ll find tips on saving money on groceries, ways to tweak your budget, and living an overall frugal life (all while having more fun)! Thank you for supporting my channel.

About Sara:
Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach through Ramsey Solutions, there is no better place to learn about debt freedom, budgeting, and overall frugal living.

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DISCLAIMERS:

- Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.
- Information on this channel (Sara Conklin, Frozen Pennies) only represents my thoughts and opinions. I am not a medical doctor, medical professional, or financial advisor. However, I am a certified financial coach through Ramsey Solutions. All content on this channel is intended for informational & inspirational purposes only. Don't hesitate to contact a professional with any questions. This video and all videos on this channel are a means of social support.

[saraconklinfrozenpennies]

What tips can you share with a beginner looking to be more frugal?

[jbalconi]

A ranked, detailed list of wants and needs. It reduces impulse purchases A LOT. For example, I had "headboard" on the list for two years before finding the perfect-sized one at a thrift store. (And $15 headboard was so much cheaper than buying DIY materials!) In that time, I bought exactly three items from the thrift store - a dress, candlesticks, and a replacement casserole dish - and all three were also on my list. It was easier to say no to impulse purchases when I was looking ONLY for the master list.

[royalnavarre]

I like to make a big batch of chili or chicken vegetable soup and I freeze 1 cup servings in glass bowls with lids. It's ready to heat in microwave when I'm in a hurry to eat. No need to eat out.

[terrylynn]

I like the old saying
Use it up Wear it out, make it do or do without, that became my mantra when hubby was laid off almost 5 years during the Great Recession,

Iron on patches on the inside knees of boys jeans when its just starting to feel thin from them playing on the floor, before there is a hole at the knees. If patch is on inside, no one knows its there, it enabled my son's jeans to be passed down to my youngest boy.
Shop kids clothes at consignment or thrift stores. Pass down all clothes from oldest to youngest, including underwear they have outgrown as littles they don't know. I even sewed socks at the toes and I am not a needle woman, I no longer do that.
If clothes still fit I don't get rid of them, I shop at thrift stores myself.

Stay out of stores period that helps alot.

[stevehartman]

Good ideas i especially like the little extra money thing to blow on yourself cause i get soooo tempted to overspend but setting aside a little great idea

[dizzysdoings]

My late husband was a spender. The only reason I still have a mortgage is because of him. That is the only debt I have.
He was also a pack rat. I'm sorting through everything and trying to sell what's good, and trashing what's bad. I found paperwork from 1982!
I'm eating down my freezer. It was stuffed. I'm not having to buy much.
I'm eating less junk, especially chocolate. Just a FYI, chocolate chips are cheaper per pound than chocolate bars. And while I haven't done it, I'm sure you can melt them down to make your own chocolate bars.

[annecurtin]

For me, lists are crucial. I was in serious debt, & I learned to have a Walmart list & stick to it, and saved ne -this was VERY hard, but I am now debt free.

[anniecharlotte]

Hi Sarah. I am a new subscriber. I am glad i found your channel.

[charlenebrissette]

My weekends is books too. That is why I have a no spend for books clothes and shoes for this year.

[tinablair]

Keep your pantry well stocked with some simple meals and ingredients that you enjoy. Stock what you eat and eat what you stock. Learn to preserve your garden bounty and or local produce that's in season.
Tonight I didn't have much time or energy. Dinner was Instant pot mashed potatoes topped with home canned beef and gravy. Sides were canned greens and candied carrots. It felt like a splurge meal but was both frugal and healthy. Not to mention tender and delicious. We are using our stock while still continuing to fill any gaps. Also shop less often by planning ahead.

[chinwemaduka]

I am learning to say NO. Thanks for the info.

[royalnavarre]

LOL, I, too, have to leave my husband at home when I grocery shop. He loves chips, pop, candy bars, expensive frozen entrees and deli ready-to-eat meals.

[archivistallison]

Thanks for this information - just starting my journey to becoming more frugal!

[chrisnutter]

I enjoy and watch your videos multiple times thank you so much!

[trishacarlson]

Sara, we could probably be friends! My internet kicked out so forgive me I'm commenting on the wrong video. But you mentioned books, what kind of books do you like to read!? I love it all. Ebooks, Audio, Physical - all of it. Almost all genres. I actually have a cash envelope named "Books" So that when the opportunity arises, or I feel I just NEED that new book (after exhausting all other free options ofc), I dont feel guilty if I already have the money put back for books.
2nd, If you go to the store w/ your partner, I have learned to say...in the car before going inside, "We have a $10 budget for snacks." & that works really well for us. Set the limit before you go in. Be communicative.
I know there was something but I'm old so I forgot LOL. I'll think of it later. Thanks so much for your content! <3

[charlenebrissette]

I have 78 physical books, and 128 electronic books to read so I think I am good for the year lol.

[dixiebrantnerdereus]

I hate those things for sale on FB. They're all way too pricey for me!

[charlenebrissette]

Sorry, stupid auto correct, I meant weakness not weekend.

[judysbakeryandtestkitchen]

25% for housing costs? I am assuming that includes property taxes. Dave Ramsey doesn’t live in Southern California probably. I just paid $6000 Property taxes for my small home.

We are saying no to a friend who is doing a big birthday party at a restaurant. Last year, the birthday cost us $60 and we weren’t that happy with it. We did it because it was something that we are done for years. However, before pandemic, we went to the Olive Garden, which is much less expensive.

I’ll have to check quick and to see how I rate

[kerryjames]

I pay my rent on pay day groceries transportation cost and $15 miss all rest goes into savings for bills etc