How To Choose The Best Mortgage Lender (First Time Home Buyers)

Ready to shop for a lender? Here's the best way first time home buyers can find the right lender to buy their home! If you're buying a house for the first time, this will help you tremendously!

— GET STARTED —

— HELPFUL TOOLS —

LINKS:

#FirstTimeBuyers #ShoppingForALender

0:00 What you'll learn
0:22 Who to shop with
4:09 Questions to ask
8:17 CalmMoment
9:41 Warning Signs
14:10 Do the numbers matter?
16:50 How to shop for a mortgage and win

LEGAL:
As an Amazon Associate, I earn a commission from qualifying purchases.
Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.
Kyle Seagraves
NMLS# 1701021
Motto Mortgage Alliance
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity

[cynicallysweet]

Am I the only one who really appreciates that he clearly has notes?

[alexramos]

The question the heart of a teacher is very true. I'm currently in the stage of shopping around for the best rate before actually going to houses and I've come across 2 out of 4 lenders who have answered all my questions, very responsive and follow up while the other two seem dismissive or not to worried about my questions. I'm praying everything goes through so I can become a single homeowner.

[cindyagarcia]

Gosh I'm so happy I ran into your channel. I was completely ignorant about everything regarding buying a home. I have watched all your videos!!!! Some twice to make sure my notes are right. Thank you for the free information!!!! You have the heart of a teacher ❤ I feel less overwhelmed!

[andrewlittlefield]

Thanks for “section A fees” information 😁 I had no idea! Or the 45 day rule👍🏻

[demiisanchez]

Thank you for the break down on this. This all is so new to me. My fiancé and I are first time home buyers and we are learning so much every day with this whole process!! Like today, we just learned we can shop around for multiple lenders. I thought the one lender we have, we are stuck with. So now I’m on a hunt for 3-4 different lenders and I will be comparing them all and see which better fits us. Thankful for your help! New sub 😁

[Ms_Jarpah]

Kyle, you got me excited for 2021; definitely going to get the best team with all this knowledge I'm gaining from you! Thank you!

[terrikapeart]

I needed that calming moment just now…thank you. This process can be very overwhelming.

[sucelyduransamaniego]

So glad I came across this video. My husband was starting to think he was crazy or unreasonable because he felt our agent’s in-house lender wasn’t doing a proper job at informing us about the full picture and we had to bug them to give us a LE beforehand because they insisted they don’t until you’re in escrow and they also said they couldn’t do an itemized fee worksheet (or any kind of worksheet at all). We talked to another lender who happily provided us with an itemized fee worksheet and told us that the in-house lender should’ve been able to provide us with something. Kind of gave us a sour feeling that they were only able to accommodate our LE request because we pushed for it..

[Eric_Braun]

Awesome video! As a loan originator myself, I understand that this can be a scary process for any first-time homebuyer. I appreciate you posting this!

[jaimebrownell]

Kyle, it's a real pleasure watching your videos. They are very informative and interesting. You explain things in layman terms, so thatt it's easy to understand. Because of your videos, I have a better understanding of what to ask and what to expect during the application process. Your links make it easier to do my research with. Keep up the great work!

[messuwa]

Thank you so much for your educational videos! We’ve paid off our credits cards and now playing the patience game doing our research. Hopefully the second half of the year is better as far as new listings!

[mauriceperry]

Kyle great information. This will help me moving forward. Continue putting out good and helpful advice. Thanks.

[gorgeousnoxy]

What you just said about using an aggressive lender to close and then refinancing with a big guy mortgage is so smart. I would have never thought about this. Thank you for even pointing out this option.

[lawanda]

I am so thankful for this video. This was a great breakdown of the process, and I’m looking forward to purchasing my 1st home. ☺️

[sTellasTar]

Thank goodness I came across your videos!!!! I am sitting here taking notes on everything!!! Thank you so much! 💕🙏🏼

[benvail]

Exactly the video I was looking for. Fantastic content. Keep it up and this channel will explode with subscribers!

[ThaoPhuong-lnvc]

I'm glad that I found your channel! You got some super content here! Thank you!

[Meanazzkim]

I’m happy to stumble upon this video. You rock!

[natashac]

Since first day I found this channel my only wish was to live in Ohio, columbus area and work there and connect with you to help me with pre approval for my first property . This how I felt after watching your first video and I still have that wish .

So educational and easy to understand .
Lots of great information and bunch of it I already knew but still learning a lot of new stuff.

Was pre approved in Minnesota 6 times, different years and still on the market and started to think maybe Minnesota is just not my place to buy .

Doing my researching for years now with watching videos on YouTube and reading lots of information . Like your previous video with an interview ...

Lots of lots of research and now I am also looking for an outside of Minnesota .. prices are very low to rent and to buy at some States where I would not mind to move from twin cities .

[FaithfulAcresFarm]

I love your videos you're so full of knowledge and help in this troubling time!