Major MONEY Milestones To Accomplish in Your 20s!

These are the 6 Major Money Milestones you should accomplish in your 20s. This investing / personal finance advice video is the ONLY video you need to set yourself up for financial success. I hope you like it :) Drop a comment and let me know what you thought.

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Timestamps:
0:00 - Start Here
0:57 - 1. Pay off debt
2:51 - 2. Get income
4:16 - 3. The Trifecta: Delayed gratification, No CC debt, Building credit
7:25 - 4. Savings goal
9:16 - 5. Build budget
10:19 - 6. Investing
13:45 - 6. Investing Pt. 2: Index Funds
15:55 - Hump Days

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PS: I am not a Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel

[blaquopaque]

The best thing and the simplest thing you could do is make sure you're investing at least $1000 into your brokerage or retirement account Quarterly. If you aren't able to, figure out how to come up with some extra cash. Your future self needs it.

[jonathansculley]

Turning 31 next month, starting this today, better late than never

[SntYvsLrnt]

I have zero debt. Pretty good income. Live below my means, still have money left over at the end of the month, and DCA into stock market every month. Yet, I STILL feel like I'm not doing much like I can do much more.

[seiferboado]

I think anyone in their 20s should note all of this down! Appreciate the value you provide here Humphrey!

[TxLoneStar]

I’m 29 and 😅just getting started… but I’m starting !!!🎉🎉🎉

[Konkel]

I am 27, and thankful i dont have any red flags and not in any debt. Thanks for the video!

[ozzymer]

I spent my 20s making every mistake in the book lol...drugs, partying annd in the end i got kicked out from college without any kind of qualifications so i created my own cleaning company back in 2016. The first 2 years i had no real income - i reinvested all the money that the company has made into educations for my team, equipment and cars. The pandemic was literally the breakthrough for our company and just within a couple of months our turnover has tripled but then the worst that could happen happened... Breach of contract and licenses that have been withdrawn and all that just happened because of two teammates that havent done their job right. I had to close the company last year, sold everything to pay off my debts that came by the mistakes we have made and i still got around 15k left in debts... Im about to turn 28 and tbh i dont know how to continue. Im living in germany and thank god education is free here but going back to school at 28 ? Wont be easy... Sorry for my english but its super frustrating and dont know how i can bring myself back on track

[chriswalter]

To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough. I've been quite unsure about investing in this current market and at the same time I feel it's the best time to get started on the market, what are your thoughts?

[MasterpieceFinance]

I'm blessed to be able to do all of these. Mid 20's, no debt, solid income source (adding more soon), emergency fund set, investing by DCA'ing into index funds/etfs every month. Great overview and agree with all the points in this video Humphrey! Cheers man

[Mikable]

Such an awesome Video. Goes right into my knowledge Bank on Notion to listen to it over and over again so i never forget it. Thank you!

[AsuniArchie]

So pay off debt, get a job, save 3 months worth, start a Roth IRA/ 401k, get a index fund/ etf

[nickthomasss]

Just hit 26 years old making 80k gross with 110k in the retirement account, no dept and bought a house. I appreciate your advice!

[mr.financial]

I started when investing when I was 18. And didn't find my career until my 30s. I wish I started looking for a higher paying job earlier. Really sound advice. Keep this kind of content coming!

[GameTimeFinance]

I’d also recommend diversifying your portfolio if you’re investing and doing a foreign ETF. Nothing crazy but just some diversification

[thefinancialneurologist]

Love this message! My goal is to retire at age 50, I'm a physician but I don't spend like one, though I do focus on experiences such as eating out and traveling and saving and investing the rest. Reading "Die With Zero" by Bill Perkins really changed my perspective on focusing on splitting my life into time buckets and retiring early.

[IBPaintsppp-wtou]

Thanks, I've been following and agree with all these steps. Right now my goals are: holding on to $12, 000 for a car (since mine is from 2004 so I could suddenly need another car and I'd prefer to buy with cash or a very short term loan), limiting my lifestyle inflation by continuing my monthly spending/goals spreadsheet every month, improving our finances together with my partner with our monthly finance spreadsheets and discussions, and starting a Youtube channel for my biggest hobby passion to improve things like public speaking and video editing (I had a different channel I really enjoyed awhile ago but stopped years ago)

[ousmand]

Man I just want to say thank you. Your advice help me track my finances and get a hold of my relationship with money. You empowered me.

[DoyleMcMahan]

Thanks Humphrey. I sent this to my daughter who is in her early 20s at college.

[lukeh]

Hey Humphrey I just turned 19 this year is gonna be me preparing myself for my 20s to accomplish this!!

[CelticsWin]

The main advice I can give is be debt free, start investing as early as possible, and be consistent with investing. I began in vesting in my 401k at 20 years old. Currently 30 years old and have 65k invested in 401k.