11 lazy *yet effective* money tips | SAVING MONEY | PERSONAL FINANCE & MONEY TIPS

PERSONAL FINANCE & MONEY TIPS // How to save money //Frugal living...saving money...Frugal tips and tricks // How to save money fast. Easy, quick money tips to help you save money, get ahead financially, and STAY ahead. Frugal and money saving tips that work!!

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FILMING GEAR:

[vixxcottage]

I switched to Allstate with my auto insurance which I already had for homeowners. I not only received a $1000 check from Allstate but my mortgage dropped $105/month. It really saved for me.

[jarc]

Hi. Suggestion for auto-pay plans which I do is to have your auto pay funds direct deposited to a separate bank/credit union account and strictly use that account for auto-pay bills. Especially the auto-pay bills that remain constant from month to month. I do this for my mortgage and student loans. Use a separate bank for your other expenses. This way the funds are already in the account on a set date even if you forget to balance your account.

[shelleymadu]

Here in Canada our utilities vary a large amount from summer to winter. I really enjoy having what they call equalization payments. This is where you pay the same amount every month . The company monitors amount and can raise slightly if necessary. Every year end (ours is September) we have a small credit built up and pay the difference. Super helpful keeping on budget

[storytime]

Budget planning for utilities is just the default setting over here in Germany :)

[marie]

An additional shopping add on is Rakuten. Though it only works with certain retailers so for those that swear by Amazon, they are not included. And the cash back is a low percentage, but it all adds up depending how much you spend and of course there is the fine print (must read). You get sent a rebate check every quarter.

[danicegewiss]

We bundled with AAA. Prior to that it was with Allstate. AAA gave us a better rate.

[workinprogress]

Love your channel! Thank you for all the great information

[vieras.]

Thanks for your tips! I think, even when in Europe, we may have some different habits in heandling our finances, your tips are still relevant:)

[marie]

I totally agree with the unplugging of small appliances! It does make a difference. I wonder regarding utilities water specifically, would the budget plan work? #Washdays

[kevinmoore]

I am glad to see you again. Thank You.

[curtisbolen]

For our electric bill in BC we go with what is called an equal payment plan.