5 Financial Products to NEVER Invest In | Udayan Adhye

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Life Term Insurance vs Regular Term Plan Calculator

Digital Gold vs Gold ETF Tool

ULIPs vs Mutual Funds Tool

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00:00 Today's Topic
00:20 Product No. 1
10:26 Product No. 2
14:36 Product No. 3
18:01 Product No. 4
22:48 Product No. 5

[Tylerjames-vm]

Investing in digital gold is not a great idea due to its high volatility, lack of regulatory oversight, security risks and limited liquidity, as well as the potential for significant price swings, hacking threats and unclear ownership rights.

[SIMPLICITY-lddi]

You are so true about NFO. The defense index NFO is the best example, which is down more than 20%. NAV has reduced from 10 to 8.

[nagbintu]

Gold schemes of tanishq (accumulation by weight monthly) seems like a good option. And by the end of term if amount is unused we shall get a gold coin equal to accumulated weight over the term

[Mukundpawar]

Great video! Udayan.
Thank you! For such wonderful video.

[nilabhkr]

Valid points on ULIPs. But the challenge is that the government might raise the long term gains tax on mutual funds sharply in the coming years while Insurance might still remain tax free given than government has such a big dependency on LIC.

[SivaKumar-ylhw]

Love your content.. Thank you very much!!! may God Bless you and your family for all the contributions to common peoples life

[Aniruddhdwivedi]

is investing in SBI gold fund also a bad option?

[SocialSciencebyDheerendraSingh]

Thanks a lot for such a nice information 🎉

[abhs]

Very clearly explained.
Loved the content.

[sivanesan]

Can we invest in the NFO of an Index fund?

[tarunjain]

Hi Udayan.
I would like to understand why two different instruments tracking the same NIFTY50 index are showing different results. I recently invested in the Nifty50 through an SBI NIFTY ETF and an ICICI Index Fund, following some recent changes in the index.

On October 8th, the NIFTY50 was up by +0.87%, but the SBI ETF was down by -0.23%, while the ICICI Index Fund was up by +0.87%. Could you please advise on where it might be better to invest? Should we opt for a more volatile instrument like the ETF, or stick to the Index Fund?

[alzdsz]

Is investment in corporate bonds a good option?

[dedhiapiyush]

Good video. I have never invested in any of these.

[narayaniparithe]

Content is well up to the point. Thank you for spreading the knowledge. Is capital guaranteed plan safe to invest compared with ulip plans or better to stop investing in it? Will I get my money back if I'm planning to stop. I have already started 2 plans this year n later I understood that direct MF is the best option.

[vrskrothapalli]

Kindly suggest the best way to invest in gold as SGBs are discontinued

[ruturajsamant]

*Correction at 13:40, you said digital gold twice while comparing between the 2 products.

[kartikchopra]

Loved this video. 100% factually correct

[subodhadavadkar]

Small cap NFO's tend to perform better in 1st 3 years

[ganybaba]

Cool. I am safe from all of these. Thank you

[mohanrakesh]

Only one miss udyan. Even in Gold etfs we can do a Sip too .