Can You Retire Off Just One ETF? Explained

Can you retire with only ONE fund in your portfolio? I've noticed that people really like to over-complicate investing for retirement. In this video, I break down the one fund portfolio and why it may be the right investment strategy for you.

Link to ETF Research Center Overlapping Tool:

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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

⏱️ Timestamps:
0:32 - Three Fund vs Two vs One
1:45 - One Fund Candidate: TDF
2:55 - VSMGX and AOR Example
4:27 - Facet
5:57 - Volatility & One ETF
7:28 - What Funds Are Good
8:37 - If I Were Older
9:05 - Types of Accounts & TDFs
9:58 - What does it solve for?
11:27 - Overlapping
12:35 - Intangible Benefits

[BrandonIvan-ce]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274, 800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[RaymondKeen.]

Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.

[CHANCEY-hd]

"Dollar Cost Averaging" is the golden word. Do this on an S&P500 Fund/ETF. My slopping investing got me 32% from it in the last 3 years. As i look to make additions to my 650k portfolio, What stock do you think has the best chance to 10x in 5 years?

[EverlyndPerez]

My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk for this year

[Owenra]

Lately, I've been thinking about retiring, and I've put $800K into the S&P 500 to ensure my financial stability. Now, I'm considering investing in cryptocurrency, but I want to approach it in a way that matches my risk tolerance and financial objectives.

[christianpereira]

Babe wake up, papa Humphrey just posted a new video

[lucasanderson]

I've heard that index funds and ETFs provide diversified stock market exposure while spreading risk. I have over $800K in savings; What's the most effective strategy to allocate funds in my portfolio and generate profits?

[Randimal]

I’m in my mid-30’s and plan to work into my 60’s. 100% all-in on stocks at the moment. My 401K is 85% S&P (VXAIX) and 15% total international (FTIHX). My Roth IRA is 80% VTI and 20% international (VXUS).

[richhands]

My three favorite channels: Humphrey Yang, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥

[ElvisMarshall-xolw]

The Market have been suffering over the past month, with all the three indexes recording losses in recent weeks. My $400, 000 portfolio is down by approximately 20%, any recommendations to scale up my returns before retirement will be highly appreciated.

[cherylhills]

Very informative video you have, I have been able to understand the messages you pass but there are some other challenges that may come about when taking some other risks

[matwx]

It's really simple. Just VOO & chill.

[andersonedward]

Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I've been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

[SuccessMikeMatthew-gwuh]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.

[AnnaOllsson]

Creating wealth entails establishing positive routines, I had only $78k to my name at 42 when I first woke up to this reality. I chose the stock market as a medium of growth, got an excellent financial advisor, Financial management is a vital subject that many avoid, often leading to future regrets.

[IanMaschal]

Tamago is the best way to judge a sushi restaurant. Very difficult to make. Most use frozen.

[Deboramichael]

I came across your channel through this video—case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.

[jackwatt]

*Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject! Thanks to Mylah Evander the lady you recommended*

[caseywong]

Thx for another educational vid! VTI all in!

[ryebread]

I was overlapping overdiversified and invested in single stocks that were speculative. Now I'm cleaning it up to a handful of stocks, US index and intntl index funds. Hoping the gains are better