3 Reasons To Retire As Soon As You Can

There are 3 major pillars that are imporant for you to consider when you are planning for your retirement and if it makes sense to retire sooner than later. Take a look and decide what ideas you can implement in your own journey.

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[ChadRoberts-xi]

I just want my money to keep growing faster than inflation. That’s why I’m looking for companies to invest my retirement savings of $250K I have sitting in the bank. I just don’t know the best strategies to use to make solid gains with steady cash flow.

[ricomontesa]

Hi. I’m hoping someone can answer my question. I am 60 years old and planning to work less (3 days  instead of 5 days).

Will I be penalize for that 36% penalty for early retirement  when I decide to fully retire at 65 yes old? And if so, how much in percentage?

[austinbar]

I am in my early 60s and retired at 53. Lots of people gave me pushback because they had difficulty grasping the concept of not working if you don’t have to. I looked at my life as stages. I earned everything I have now through a lot of hard work, but I owe it to myself to “stop and smell the roses” in my final stage of life. In my case I left the country after I retired and live in Latin America. It allowed me to get away from all the negative things happening in America while appreciating my new environment. I have yet to meet anyone who regrets retirement.

[KristinPMosher]

People who are able to retire early are lucky . I have 15 months till 65 and need to look at calling it quits, my only fear is running out of funds much later, thus keen on investing. What could be the safest possible ways to invest for cashflow, in order to afford lifestyle after retirement?

[Hannahbenowitz]

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mother was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million.

[sherriscreativemind]

I retired at 62. The time driving to and from work was an hour each way. 10 hours a week of driving! It was an excellent job and paid pretty good but I was so TIRED. I tried to transfer to another office closer to home without success for two years prior and every door closed in my face. Then it seemed God was leading me to look into retirement... I did just that and I haven't regretted it once! Biggest blessing ever!

[JeffWilliamfick]

I retired in late 2022 at the age of 62 and am doing just fine. My home was paid for and I didn't have any debt. I have about $550, 000 in savings, IRAs, and a brokerage account.

[SuzyArking]

Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

[stephfoxwell]

Time is more important than money after age 50.
Time to yourself. Time with family and close friends. Time to live.

[joer]

I retired at 63 because two closed friends passed. Now 65 just lost my best friend. You can always make more money but you can’t get back time.

[VioletJessica-]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[larry-nidb]

Just retired at age 62, way too many friends passing away from cancer

[Beatricegove]

As part of my retirement plans and also owing to the very shaky housing market now, I just sold a property in Philly and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains in months, I'm really just confused at this point.

[Aarrenrhonda]

We experienced the pinnacle of our era, but it is now gone. Like what happened to Rome, the corrupt administration will bring this nation to an end. My condolences go out to anyone who is close to retiring and may be worried about whether their pension will be enough to pay the rising cost of living. Insane fiscal policy, poor regulatory policy, poor energy policy, and poor foreign policy

[deanrotering]

I will retire next year at 60. I like my job ok but am just sick of working. I have been working more or less since I was 13.

[rickywhisenhunt]

A minimalist lifestyle is the process of identifying what is essential in your life and having the courage to eliminate the rest. When you remove the unnecessary, you free up your time and capacity to focus on the things that truly matter in your life. Less is more.

[geraldmahoney]

I retired at 63. Last month. I just got my 1st SS check this past Wednesday. I don’t regret it at all.

[yvettearestakesians]

I have met many people who had less money in the bank and were way happier than those who had more money in the bank by holding full time jobs. You do not need to have alot of money to retire. You need to plan. The sooner you plan and put those plans into action the sooner you can choose to retire.

[pizzame]

I retired 2 months ago, 2 months before tuning 60. Was going to wait until 62-63 but decided to retire and focus on my health. I now walk 5 miles a day, in the sun, used to only see the sun in brief glimpses during my commute. Don't forget the time after retirement has all of those wasted hours back from working and travel to and from work. Retirement time is better quality time.

[trumanbest]

I am 67, lower middle class. Retired after 20 years serving in US Navy. Worked at local state college for 10 years part time teaching math and then retired completely at 55. Absolutely best decision I made in my life. Past 12 years of having my time to myself to do just about anything I desired, mostly stayed home, loll, was and still is the best.