How to AVOID Denials W/ Navy Federal Credit Union

Are you considering Navy Federal Credit Union for your banking needs? Don't get stuck with a denial! In this video, you'll get step-by-step tips on how to avoid denials and make sure your NFCU application goes through. Don't miss out - watch now to make sure you're approved!

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This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!

[peytonsimien]

Naam, this all really work. I got the flagship and the more rewards plus my wife got the cash reward card and we on our third auto loan with navy federal. Thank you so much. I started all this because of you and it all work. Also, last auto loan I applied for the told me how I had a perfect internal credit score.

[tablefortwo]

This was helpful and informative, thank you! I joined on AD in 2004, and am just learning about the greatness of NFCU lol

[alberto_stylecutz]

Tanks for the info Naam, sadly I got denied for the pledge loan because I had a CC with them that I couldn’t pay becuase I went through a financial hardship and they sent it to collections so their reason was that I caused a loss to them, I’m paying the balance with the collection company because the rep told me to do it that it would help, I hope that it help me out in the future to be able to use their products.

[darrellwillis]

Yes I was denied a $60, 000 Anna also have a $40, 000 flagship card with them already

[lilraye]

I got denied for getting a personal loan today but 3 to 6 months again i got approved for the same loan

[LowVlogDrives]

I got a navy fed credit card and i refinance my car with them. Im currently in the beginning stages of building a relationship with them. Do u think i should get into any of there other services right now or jus stick with the services i have. Thank u. Great video by the way

[TheXcelleratorLLC]

Quick question:

Given my longstanding relationship with Navy Federal since 2008, including a personal checking and savings account with bi-weekly direct deposits and regular transfers to savings, plus recently opening two certificates, what are my realistic chances of being approved for a Navy Federal credit card given your experience?

I'm actively working to improve my credit score, which is currently at 574 according to TransUnion, and have sent out the first round of letters to address this. I would appreciate an honest assessment of my situation? Thank you!

Take care of yourself and stay safe 🙏

[canadianchris]

Naam I got denied today for consolidation loan .. I have 3 credit cards with Navy and 2 personal loans with navy .. My income is good and all my cards and loans are current .. Can you help me ?

[TheOtherChef]

Hey Naam, recently I was turned down for a credit card increase on my NFCU cash rewards. Not sure of the reason but I waited 90 days with on-time payments and their reason is because of OTHER accounts outside of NFCU...I was pretty disappointed and now I'm stuck with a card with only a 500 limit. Not happy at all. But my scores are better but I just don't want to apply for another card... I just want to increase this limit.

[lane]

So I’ve been with Navy Fed for about 6 years bc of the military, I used to have direct deposit for about 5 of those years and only the past year I haven’t due to my job only does hard checks so I only deposit cash into my account now. I’ve never pulled any loans and I’ve gotten my mom to join and less than a year I’ve increased my credit over 100 points. What are the chances of me getting a 44k loan with a 610 credit score. I make about 6.4K monthly and already have a car under my name. If anyone have any advice or answers

[phillyrich]

I’ve had my flagship card for a little over a 1 1/2 and I just applied for my second increase and they denied it. My balance is so low. I’m only with a $1500 credit limit. My balance is only about $70 on the card right now and I use it every month With 100, 000 year income I don’t know why they denied me that’s ridiculous to me. I have a car loan that I pay on time every month for over a year now I have 1500 about my flagship checking account. I don’t get it sometimes.

[nicolewinstead]

Great video! Thank you!!! I do have a question. I am cleaning my credit up now. I only have a bankruptcy from 2/22 that was dismissed w/o prejudice and with a 0 balance showing on my credit. I am having it removed before I apply for a card or car loan. Any suggestions or advice. And if I have Lexis Nexis, Sage Stream frozen how will that effect my approval odds? Thank you so much in advance.

[myride]

Shouldn’t you pay 80-90 after 30-45 days

[audreymay]

5:14 There is no hard inquiry for pledge loans

[QURONBULLISH]

Hey Naam, I am looking to increase the limit on my flagship credit card. I've had overdrafts/negative balances in the past, but I now carry a high balance in my flagship checking account. Is all hope lost for me to get this increase or is there a way around being denied. I've been a member for 2+ years and have pledge loans with them. I've had the flagship for almost 2 years and have a $0 balance. Also since joining I've racked up a little student debt, should I pay this down before applying?

[steve_rogers_usmc]

Don't EVER file a BK with Navy Fed, they never forgive or forget and it really is to their detriment. A buddy of mine did 10 years ago and he now makes over 300 grand with every premium card out there and Navy Fed won't touch him.