4 Uncomfortable Truths of Retirement

In this video we look at four uncomfortable truths around retirement and what those at or apporaching retirement often fail to think about.

TIMESTAMPS:
00:00-07:13 Uncomfortable Truth 1
07:14-11:24 Uncomfortable Truth 2
11:25-15:16 Uncomfortable Truth 3
15:17-16:10 Uncomfortable Truth 4

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I am a Chartered Wealth Manager providing independent financial planning services in the UK. I help people retire earlier, make the most of their finances, protect their families and save taxes.

DISCLAIMER:
The content in this video is provided for information and entertainment purposes. It should not be construed as direct or indirect financial advice. You must thoroughly research any potential financial or investment decision and fully understand the risks before taking it. If in doubt, you should seek Independent advice from a professional adviser. Tax rules and legislation is subejct to change. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. The Financial Conduct Authority does not regulate tax planning. The value of investments and any income from them can fall as well as rise, and you may not get back the original amount invested. Past performance is not a reliable indicator of future performance and should not be relied upon.

[stevegeek]

Great overview. As a recent (early) retiree, I can confirm the importance of carefully considering #4! I have a routine which involves a short (5k) jog in the morning, just after breakfast. This helps me maintain my fitness and sets me up for whatever else I have planned. I recently took on a summer job, working outdoors, but unfortunately I was using muscles that I don't normally use and I found I was suffering from aches and pains, so I packed this in. I still need to find some other constructive ways to spend my time, apart from watching YT videos like this! 😆

[coderider]

Plan to maintain a small 2-3 yr bond ladder with each rung maturing 12 month intervals. Strategy isn’t discussed in these sorts of videos. Markets crash, my next stream is from there, not the beaten down portfolio. I then have that 2yr to recover . All comments welcome!