How I Got Out Of 20,000 Dollars Of Credit Card Debt - Now I AM 100% DEBT FREE!

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In this video I get pretty personal about my old credit card debt that praise the Lord I have since been out of since beginning of 2020. At the height it reached 20,000 dollars and that's not including what I owed on my car and I also owed my cousin a little bit of money. Let me tell you it feels really good, if you've ever paid off a car and you remember that feeling of having that cash now free to save, invest or save for a trip is amazing. Right now I'm following the Dave Ramsey principles but just tweaking it just a little bit. I'm saving up liquid 3 months bills with a goal of 6 months and then 1 year. The only thing I'm doing different is I'm taking half and investing it instead of 100% towards liquid goals. Do take caution if you plan to do this, I wouldn't recommend it but I'm a riskier kind of guy. I hope you have found the video super helpful. Thank you for your time.

DISCLAIMER: This video and description contains affiliate links, which means that if you click on one of the product links, we’ll receive a small commission.

#DebtFree #HowToBecomeDebtFree #CreditCards #TipsNNtricks

[roxannebutthurt]

Uber and Lyft and DoorDash are the WORST side hustles, you end up owing taxes and running your car into the ground

[powellfulcouplejourney]

Thank you for the inspiration. Planning to get out of credit card debts with my husband. This video motivates me. God bless you. New subscriber here 😊

[Dcmaddog]

Instant Subscribe once I heard disc golf mentioned . I had like 25K saved then got into poker and yeah lost a ton after few big wins. Disc golf keeps me busy and happy

[patriciarussell]

I love thrift stores! I love being frugal!

[deathapple]

Im in 30, 000 dollars of credit card debt. They call me and i tell them I can’t pay it back yet

[Lukevs]

Came for the advice stayed for the unapologetic faith and praise to our Lord Jesus Christ.

[rubyred]

Fantastic video, can't wait to see the following money series vids.

[ameernawar]

This is great advice, thanks, I've subscribed 😁

[jeanettaervin]

Congratulations on getting out of debt

[harmony]

Hi Chris! Will you be doing any more financial videos? If I'm not mistaken, you mentioned having a huge down payment before you plan to buy a home. Are you still working toward that goal? Would love to get your input on getting ready to buy. Thanks and have a blessed day! 😊

[jeanettaervin]

My arthritis is killing me. Causing my legs to swell and now I’m wearing compression socks.

[lightlightlight]

12:45 why not use the credit card to pay hotel and then immediately make payment to the card since you have the available funds and get rewards or cash back ?

[DJMatBlack]

How do you get out of debt? You pay it.

[Leo-bpns]

Im in 9k credit card debt because gambleing. Im getting out in 3 month time. So stress out! Havent gamble in 2 month but havent work in two weeks. Im going back to work tomorrow. I make 1200-1600 a week. You think i can get out in 3 month with the snow ball strategy

[beckyg]

Thank you for this. I am working on a zero monthly budget.

[patriciarussell]

I don't have money to invest, on s.s. But I have paid for home, or I couldn't live! Good job on debt free!👍

[harmony]

Definitely want to see more finance videos

[jeanettaervin]

I am praying 🙏 I can save money 💰 in order to get a massager

[beequang]

I am 20 now im in debt with as 3k Im so depressed