Best Credit Card Strategies for Low Spend (2020)

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[Protostar]

Credit card videos are my new addiction apparently 🤣

[diegoimprota]

very useful like always.I suggest you actually show the real card while you re explaining the pro and cons in the video since there are many options and you speak very fast so that is not always easy to follow and you have to repeatedly pause the video.Thanks

[stevedice]

Can you review possible setups for those living overseas who want to do perhaps a 3 card no annual fee /no foreign exchange fees with an Amex, Mastercard, visa combo? I wish the WF propel was still available

[josephrusso]

Hi Sebby, as it's somewhat related to this video, I had a question about Chase's 5/24 rule: is the 24 month period based on the oldest card that someone has or the newest? For example, if I have five credit cards with my oldest being three years old and my second oldest being less than two years old, would I be in the clear for a new Chase card, or would I still have to wait the two years for a new one? Thanks in advance, and great video as always!

[MindShiftAthlete]

Hey Sebby new subscriber here i have a question i'm fairly new to the credit game i'm in the process of rebuilding my credit i'm in the 700s with all three bureaus i have two secured cards i've had one of them for 6 mts now. i want to get a starter card preferably the wells fargo propel card. should i apply for it or just wait till next year to start applying for the chase cards because i do plan on traveling very soon. BTW i only have one inquiry on my file. Not sure what i should do. any help would be appreciated thanks

[mikeippolito]

I personally think the discoverIT is much better than the chase freedom. The match feature plus the categories are so much easier to use and max out. Discover gets a bad rep but it is a phenomenal card

[ProudMoney]

Just posted a video on this exact same topic, which is a weird coincidence, but boy did we handle it differently. Interesting to see the difference in how our minds work!

[gd]

Sebby, I would watch you even if the content was about coffee! Your so are so thorough with your review

[channels]

Thank you Debby, very cool! I fall into the low spend / high asset option. I literally spend less than $2, 000 every month (single with high paying job in an economically downtrodden town). I'm glad people like you and Dave are doing videos on people who don't spend anywhere enough for the Chase and AMEX trifecta to be worth it

[JoseHernandez-rbpn]

Good strategy for college students and beginners.

[gerardocastillocastro]

I love this guy! He gives a lot of recommendations and it's educated me to bring my credit score from the 500s now close to the 800s points in my credit score :)

[justinwilliams]

MY BOY DROPPING THAT MID DAY FIREEEE 🤙🤙🤙🤙🤙🤙🤙🤙🤙🤙 LETS

[jr]

Can you do a minimum spending to get value for each card from low to high tiers. (Aside from intro bonus)
Thanks for the videos, great for learning to play the game by the numbers.

[AMo]

Just getting into this. Have had a Discover card and Capital One Quicksilver as my base and am learning so much. Thanks.

[CHSwildcats]

OH That Knock had me dying! We are superstitious too and always knock 3 times - I knowww it's crazy but I still do it anyway lol

[davidkim]

Sebby, when you get a chance, could you make a video about how to do status match with AMEX platinum with Wyndam, Caesars Rewards, and M life? I find little outdated information online.
Thank you!

[ericburns]

Hi Sebby, Question. What target number do you consider High Spend? Is it a percentage of income or a monetary value?

[BudgetBill]

awesome content. Great topic to discuss.

[TheDarkKnight]

I don't get the last category. Why only 5 cards? What's the point of that category?

[Floof_Factory]

You should do a video on bank/brokerage account churning. Like the 100 signup bonus for both the charles schwab and etrade brokerage account when you deposit 1000 and 5000.