Motorcycle Insurance Q&A: Your Questions Answered

[MianCowell]

Never forget, insurance companies aren't your friends. They exist to make profit, not to help you. You are merely a source of money and if they can take more from you or avoid giving any back, they will.

[addario]

Just been on the phone to these guys and waiting to see what they can do for me, even if they can't do any better than current quotes I will say the "customer experience" was far better than anything you would get from other companies. It's like you are talking to someone who actually knows about bikes and tries their best to get you the best deal.

[michaeljennings]

Just insured my bike with these guys, absolute blinder of guy on the other end of the phone. Really helpful and listened to what I needed with a Europe trip coming up next year as well as an offer of discussing the new purchase DEC/JAN as well as the best deal for the insurance possible. Amazing personal service, like chatting to an old mate down the pub. Will look to stay with them for sure - more brokers should be like this.

[motodevcam]

Exactly the kind of vid that 44T should definitely be doing. top job BVG!!

[GFDiablos]

I work in claims department of one of the insurance companies and the questions You should be asking is how they go about a claim. How is a non fault claim being dealt with what are the charges at the valuation stage if the bike is a total loss.People are concentrated on just how much will they pay for the insurance. Think further how much You would get back for Your bike in the event of a total loss and how much compulsory excess they charge You.Most of cases bikers have massive excess sometimes more than half of the bike value 😑 also When Baron asked why IC like to total loss the bikes in stead of repairing them I will tell You because they will buy the salvage off You and sell it with profit so sometimes even tough the bike could be fixed it's a TL to earn some cash off You.Its all sad really.Bottom line is look for insurance on compare websites never call them and ALWAYS check the excess note that in the event of a claim You will pay for both voluntary + compulsory keep that in mind.Last but not least read Your policy and You will avoid disappointment in the future there are so many exclusions for every policy that You will be surprised on when Your IC will help You and when they won't.

[robertanthonyfarrell]

I'm insured with these guys. They broke their backs getting me an amazing policy on my brand new bike after my previous insurer were completely useless and messed me about. Best customer service experience I've ever had with an insurance company. Was a big difference to the standard computer-says-no treatment from other insurers.

[bigleemac]

Just rang these guys and was very impressed with how they go about things, not the cheapest but certainly offering an attractive package overall, will definitely be calling them back at renewal stage.

[cornish_boy]

sorted my insurance with be moto yesterday, no switchboard! straight to a person(sorry forgot his name) happy with the price and seemed much more approachable and easier to talk to than any other insurance company ice used in the past.

[shaithesmck]

basically every answer was, it shouldn't be; no explanation given

[stuontwo]

Hi Baron, Just watched the vid, and not sure if I might have missed this question but don't recall it, so if you're doing a follow up could you ask? With regards to the no claims issues. Why is it that no claims isn't transferrable to other machines, but lets say I had an accident in my car, (which they ask about when insuring your bike) would that affect my bike policy? Surely if NCB is seperate on each machine, then in that case, if I have accident in car it should have no bearing on bike policy? Just another way to screw us for every penny!

[Pippa_]

Can't believe you were at on yer bike!!!! I live 5 mins away from Great vid as always

[turkeyman]

I once resprayed my bike and they wanted 4x more. I argued with them and finally got it for the same price .. wankers

[DaytonaDays]

I insure my bike with these guys and it was Matt who sorted the whole thing for me. They are different and the cheapest for the best cover. You'd be mad not to try them out...

[neilsmithers]

The logo for all motorcycle insurers should include the following: tri-cornered hat, mask and gun because they exist only to rob you.

[Wayne.R]

Chris, just thought I'd let you know that I took out next years policy with Bemoto this afternoon. They were excellent and saved me over £100 from my recent renewal. I have their Titanium package which offers so much. Plus they're doing a deal for quoting your 44 teeth video.
Thanks for your

[jordan]

Just had my renewal through & they were wanting my pants down on my S1krr. Called bemoto as I remembered this video & what a top price & service. Cheers boys

[christaylor]

Excellent company. Common sense approach and the first to look at my personal situation, take things into consideration make a very competitive quote. Saved £75 plus free RAC membership and my excess back in event of a claim. Superb customer service and well informed. Highly recommended.

[MyChannel-diho]

what a great advert for these guys....thankful i am in NZ and not legally required to have insurance...

[roadsonboard]

Great video and nice to hear it from the other side!! Will definitely try these folks at my renewal.

[PrimeMatt]

Great video, I'd like to see more like this.

I have a BMW K1300s HP, and after missing my Fireblade too much bought another.

Called up the insurance company, purely for ease of having to only remember one company, and they said they could not find anyone to insure it.

A quick online search brought up several companies, and it was only about £400, the whole system seems ridiculous, and if this guy is genuine, then this is what it needs to be like, actual people making informed decisions.