2025 Shocking Medicare Plan G & Plan N Rate Increases!

Uncover the hidden factors driving your Medigap premiums up and learn about unexpected ways to get control over your healthcare costs. Dive into what's causing why your rates may be skyrocketing, and discover strategies to potentially save thousands annually without compromising on your coverage. We'll reveal insider tips to navigating the world of Medigap plans and making informed decisions that could secure your financial peace of mind.

00:00 - Introduction: Rising Medigap Premiums
00:30 - Healthcare Affecting Medigap Rates
01:00 - Comparing Medigap Plans Across Companies
01:27 - Successful Premium Reduction Case Study
02:27 - Understanding Provider Networks with Medigap
03:00 - Lowering Premiums by Changing Plans
03:54 - Example of Savings by Switching Plans
04:30 - Exploring Medigap Options By Comparing Rates
05:12 - Evaluating Medigap vs. Medicare Advantage Plans
06:50 - Navigating Medigap Health Questions and Underwriting
07:09 - Medigap Enrollment Period Misconceptions
08:03 - Importance of Consulting an Insurance Adviser
08:40 - Caution: Sharing Personal Information
09:16 - Real-Life Story of Missed Savings Opportunity
09:45 - Encouragement to Regularly Review Medigap Options
10:08 - Conclusion: Stay Informed and Manage Premiums

#REMEDIGAP #PlanG #MedigapSavings #MedicareSupplement #InsuranceAdvice #HealthCareCosts #MedigapPremiums #MedicareOptions #InsuranceTips

[austinbar]

It’s critical for Medicare-eligible individuals to select optimal plans to reduce the likelihood that lack of coverage would prevent smart health care utilization choices, not only for their health outcomes, but also to help keep health care spending in check.

[UncleDavesKitchen]

My Plan N went from $107 to $111 a month. Only one physician charges a co-pay and only $9 a visit which I see him twice a year. So my co pay for the year is $18. Well worth the savings from the higher premiums from Plan G. I was an RN Case Manager in a hospital prior to retirement so I was well aware of Medicare options before signing up.

[tomschmidt]

My wife and I have been on Supplement Plan N for several years, total premium $285 monthly for both of us and has not changed for several years.

[roberta]

But, won't the new company you move to raise your rates at least once a year too?

[needinfo]

Do I have to buy a Medigap Plan within my zip code?

[stanley]

Yeah my N went from around 86 to 90 a month. Some of my doctors charge the copay but i only go two to three times a year.

[aNdad]

Do you have copays on hospital, xray, surgery and all other procedures with plan N, just like with an advantage plan or are the copays limited to just Dr's visits and ER?

[andyrisko]

My plan N community' based in n.y just jumped again from 242 to 270 for 2025, part d scripts are even worse with 590 deductibles, it goes by zip code in n.y for plan N

[magncity]

Is it true that Plan G never requires a medical precertification (‘questions’ as in this video)?

[glmfaith]

My plan N stayed they same. I live in Minnesota.

[akitath]

They only have to pay 20% and yet they keep hiking the rates is criminal.