First 5 Credit Cards Strategy for Maximum Points 2024 | MUST WATCH Before Applying!

Timeline
0:00 Start Here
0:40 Building Credit History
1:47 Optimal Strategy
5:11 Business Credit Card Exception
6:16 Over 5/24 Strategy
7:58 "But I Want XZY"
8:40 Warnings
10:32 Shiny Objects

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[ARmarketing]

I recently, and happily, burnt a 5/24 spot on my second round with Chase for the Amex Surpass. Solid keeper card on its own and the 15K spend free night is highly valuable to me. I think having such an "ultra work horse" in your roster is a smart move, because it allows you to stretch out velocity if you want

[Ciborium]

Ask Sebby and Credit Sifu doing the same topic on the same day! I call shenanigans!

[MyNameJim]

Chase agent told me in branch today that a new Sapphire Preferred promotion is dropping on 4/28

[ow]

Anything over three credit cards is nuts.

[WhoDevv]

🐇
Does the capital one 2 car limit only count for there main cards or any cards? I have both the Walmart card (for business) and the quick silver card which was my first card

[coldbrewer]

Before I got involved with the travel game, I had 3 existing cards for totally different purposes. My first 5 for travel were: Chase Freedom, IHG Select (discontinued but grandfathered in), Sapphire Preferred, Freedom Unlimited, and another IHG but for the Premier. The Freedom Flex was my 6th. My 7th was for another Sapphire Preferred SUB.

[RubADuckee]

🐇
So, why does everyone hate United? Sorry for naive question - I don’t fly enough to know

[MiltonCarlJacksonII]

🐇 Great video, Sebby. I regret not getting into Chase early, as I went to cash back maximizing more first. We’re that No. 2 path right now — we just had a baby and our Southwest & CSR w/ AU annual fees are coming next month! We’re in a weird spot though, as our travel will not be gone, just limited. We still want PP because our home airport has a nice lounge, still have Delta status and looking to go to San Diego in July (driving), ACL in Austin in October and NYC in December (flying). As such, we’re thinking of downgrading the CSR after using the travel credit to the CSP and having me get the Venture X as I hold a SavorOne and Spark business card, or jump into Chase since I’m at 4/24. An interesting time to be on both teams right now!

[coachanthonyburgos]

People shouldn’t EVER get BRANDED cards this way rewards are way more valuable/flexible

[CC-spxo]

First 5 cards:
1.) Amex Gold
2.) CSR
3.) AMEX PLAT
4.) Marriott BONVOY BOUNDLESS
5.) World of Hyatt

No regrets🎉

[Grassrose]

First five cards: Amex Platinum, Amex Gold, Chase World of Hyatt, Citi AA Platinum, and Venture X. Later picked up the Delta Gold, Chase Amazon Prime, and most recently, the CSP. I need to sit down and calculate whether we really NEED two premium travel cards, but I really like what they both offer. The others more than pay for themselves, although I just got the CSP, so I'm not sure yet if it'll be a keeper card. Living in a small west Texas town and traveling within the U.S. 2-3 times a year, our use cases and cost benefit analyses are wildly different from yours, but your general advice works for us, and I enjoy hearing the perspective of a frequent traveler.

[trainsandroads]

🎉First five cards: (still have all of them)
Navy Federal nRewards Secured (graduated to unsecured)
Barclays JetBlue No AF
FNBO Sheetz Visa
AMEX Green
AMEX Delta Gold

Most recent addition was the AMEX BCE

[Babafisfis]

No Amex whatsoever in this video? Surprised. What was your logic behind that?

[wp]

🐇If i could do it all again, I'd start with USB Altitude Reserve, CapOne Duo, a $95 hotel keeper card, and then slowly add 5% cards (Amazon, CCC, CFF, etc).

This is solely based on how i travel. Twice a year and only domestically.

[James-bfdk]

So really thanks to Mandy you got into yolo trips. Shoutout to Mandy lol

Currently still under 5/24
1. CSP
2. Bilt
3. CFU
4. Chase Hyatt

[iTzDritte]

🐇 My first 5 cards were two BofA student cards, and then the Chase Freedom/Unlimited/Sapphire Reserve. I’m up to 22 total now.

[datboiroy]

🐇 My first five cards were the Wells Fargo platinum/Freedom Unlimited/Hilton honors/Amex gold/Amex platinum I definitely got excited by the fancy cards in the beginning so I do regret getting the gold and platinum that early

[HowToCredit]

Awesome video buddy! You are always on the mark with the credit card information. Awesome 🎉

[utuberwatchin]

I enjoyed my Chase set up especially because they transfer to United Airlines 🐇

[djtfp]

player 2 can make billionaire player 1 a millionaire