Do THIS to 3X Your Credit Limit with AMEX

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In today's video, I will give American Express a call to request a credit limit increase on my Amex Blue Business Plus credit card. I've held the card for the past 90 days, so it is time to test out whether or not I will be able to 3x my credit limit like the majority of the credit card community states. I can't help but think "what if Amex has me in some sort of credit limit bucket, just like what's common with Capital One?" Do you think I will get a credit limit increase on my business credit card? Tune in!

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The content in this video is accurate as of the posting date. Offers change frequently and those mentioned may no longer be available. CJ is not a financial advisor or financial professional. This video is for entertainment and educational purposes only. Please always consult with a financial advisor and do your own due diligence.

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Did Amex give me the cold shoulder and tell me to wait another 90 days or, did they give me a credit limit increase so that I don’t have such a “beginner” credit limit any longer?

ItsMeCJ
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I appreciate your honesty but carrying a balance is always bad. Always. You got a credit limit increase at the cost of, at minimum, hundreds in interest from carrying that balance.

The best way to get a credit limit increase or get approved for cards is 1) never carry a balance, 2) always pay IN FULL on time. If you think you can't pay on time that month then don't spend on your cards.

sbesbesbe
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Cj. Don’t feel bad my Blue Cash card is $1k
Called asked for incase got shot down that was back may2023
Now I have other cars with Amex. Platinum. Gold Green. Business with much Higher limits then $1K
Spoke with Amex they said wait few months call back I. Request again maybe little lower limited . So don’t feel bad you could’ve got low ball limit like my sir

Anthonyjones-pqff
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Thank you for the video and congrats on your limit increase. Do not feel bad about your initial low limit. My first credit card had a limit of $250. Of course, that was 35 years ago. My point is that you're young. Imagine what your limit will be when you reach my age

DaveMartinez-os
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I got American Express, and they keep raising my credit limit and I'm not sure why because I don't want the high limit! I got a 23k limit.

Tory_Budgets
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When I requested a CLI with Chase, the rep said he saw that I used and paid off the card several times during the months and that's a sign that a person needs a higher limit.

yoreljm
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Fire content. Learned about amex thru u thanks❤❤❤ thinking getting the cash back blue card

boondocks
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I just applied for the BBP and I was astonished by the credit limit that they gave me. I’m fairly new to the credit card game (1 year in) and this was my first business CC & they gave me a 30k limit. My income is very average, so idk why their algorithm thought it would be a good idea to give me that🤣 GREAT video by the way! You’re one of the YouTubers who pushed me to at least try for this credit card.

iLaceyRedd
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I feel famous now 🤩 The editing for this one was super solid man. Congrats on your increase too! You'll be at 10k in no time.

SpencerJohnsonOfficial
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Nice. I would have asked for 10 but be happy with 6. Congratulations

KevinJohnsonX
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Congrats!!!! I love seeing a well deserved win!!!

OfficialChadsMoneyMinutes
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That was a really awesome intro CJ!!! And the outcome was fantastic! 🙌

joshua.butler
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Is it better to call or do it over chat for a BBP CL increase ?

johnnysins
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Cj do I need to unlock my EXPERIAN or TRANSUNION when I ask for a CLI?

tinafaye
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WOOHOO‼️ Congrats CJ! 🙌🏽 Thanks for sharing.

I was only approved for $5K CL for my Amex BB Plus but wasn’t surprised based on what I stated on the application. But since having doubled my Amex BCP from $15K to $30K, I can always move credit from BCP to BBP.

lianalonge
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You did get the increase! 🎉 great job - great video! I joined the Amex family 2 days ago, super excited to get my card! I got the Amex EveryDay for the SUB and to start my relationship with Amex. In 3 months, I’ll apply for the BBP and in December I’ll apply for the Gold (personal)!

DJOctober
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How did I miss this... It's been 3 months already with the BBP? Congratulations on the approval. They might be punishing you for selecting the Rose Gold card and Making them second to Chase 😂😂...

Great Video and Excellent editing my brother 🫡

SledgeIncTeam
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hahahaha congrats CJ! 🤣 love that slight little smile after hearing the good news. I see you hiding all that excitement lol.

ChaseYokoyama
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right on! congrats on the extra 4k! :)

AmeriFi
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Congrats on the CLI CJ! Very cool editing in this video! Tbh, I probably would have asked for more, since your limit was pretty low to start, but I guess the safe thing to do was ask for the 3x to maximize your chances of getting it!

TheCreditFrog