How To Get Approved For Your FIRST Credit Card (w/ Chase)

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Hey guys, in this video, we discuss how you can get approved for your first credit card ever (particularly with Chase). My girlfriend has never had a credit card before, and in this video, we do a full "watch me apply" for the Chase Freedom Unlimited as her first credit card application. If you've ever wondered "How do I get approved for a credit card without a credit score?" or "How do I get approved for my first credit card?" this video should help you answer that and hopefully help you get approved for your first card with Chase as well.

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📚 Chapters:
00:00 How To Get Approved For Your First Credit Card
00:19 Data Points Before Applying
00:47 What Should Your First Credit Card Be?
01:23 Difference Between the Chase Freedom Cards
02:10 Importance of Chase Bank Accounts
02:45 Why You Should Get the Chase Freedom Unlimited
04:20 How to Value Chase Ultimate Rewards Points
05:23 Overview of the Application
06:05 What to Put In the Total Annual Income Line
06:27 What to Put As Your Mailing Address
07:07 Why Fill Out This Information If You're Preapproved?
07:42 Should You Include Utilities Cost in Monthly Rent Payment
08:21 Advice For Filling Out Credit Card Applications
08:46 Understanding the Fees and Terms of The CFU
10:10 Watch Me Apply: Chase Freedom Unlimited
10:48 Application Pending Review? Next Steps...
11:08 What Happens To Your Credit Score After Applying?
11:54 How Long To Wait Between Credit Card Applications
12:49 Calling Chase's Reconsideration Line
13:38 The Moment Of Truth

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#chase #chasefreedomunlimited #creditcards

[SpencerJohnsonOfficial]

What was your first Chase credit card? 👇

[bennnnnnnnnnnnnnnnnn]

Bro when I look back at the days when I used debit cards for everything... All the points I could've been earning... This is one of the best financial lessons you could ever teach someone, especially a girlfriend or spouse

[markplymale]

This is awesome!! Congrats on the approval Tessa and I loved the ending 😂 I’ve tried to get my wife in videos for awhile and she flat out refuses haha

[MichaelB-odxh]

Cool helpful video Spencer!! I am 48 and ruined my credit 23 years ago. I've had no credit cards since and I decided to try and build up my credit again. I have 4 cards that I am using to do this. A Discover Secured Card with $500, A Capital One Platinum Mastercard Unsecured with a $300 CL. An Amazon Secured Card for $200 and surprisingly I got approved for a Chase Freedom Rise with a $500 CL. I'll take it since my my credit score is unscoreable since I have no credit history. I'm glad I got in the door with Chase.

[darlinesdiary]

Congratulations 🎉. That was the cutest video to watch. Indeed Spencer is a great teacher.

[christinec]

Thanks to you I have been approved for the Amex gold for my first Amex card and now this card as my first ever Chase card. Thank you so much for your tips and hard work. It’s much appreciated.

[ItsMeCJ]

This was fun! Congrats to Tessa! I cringed when she said she uses her debit card. Continue to show her the light Spencer! 😂😂

[jordanww]

What a cool video! Congratulations to your girlfriend on her 1st credit card approval! Thank you and her for sharing this experience with us! I loved the questions she asked during the application and the answers you provided! Keep up the great work!

[TheCreditFrog]

Congrats to Tessa on her first credit card! Also awesome that she was cool with coming on camera! She was great!! Once she sees that 20k URs pop in her account, she’ll be hooked 🎉

[MattWelterOfficial]

Awesome to get Tessa on the channel! It's awesome to see what everyone's goals are with their Two Player Setups, definitely something I'm prioritizing with my fiancee so that we can maximize our redemption strategies for cheap/free travel haha! Super relatable video for a lot of people just starting their Credit Card Journey's as well! Haha the "oh wait we forgot to do something" was hilarious 😂. Congrats on the approval Tessa!

[Charlotte]

Just want to say this video is so helpful!! Thank you

[johnmckinstry]

This is an awesome video, Spencer! Congrats to Tessa on approval of her first credit card and first Chase card. The Freedom Unlimited is definitely a good starter card for those who have a fairly new, but established credit history as an authorized user. Tessa definitely asked some good questions and this is a great video for people who are new to credit to see.

[GoodFortune_]

Another great video Spencer. Thank you

[druiz]

I'm glad I didn't skip this video as it was very entertaining. She asked some good questions!

[Mattmckd]

Let’s go Tessa! Congratulations on getting started on your credit journey!

[rodelmedia]

Congrats Tessa! welcome to the CC game! Card collecting is a marathon and not a sprint. Hope you grab more that aligns with your spending and get those inspirational trips that you wouldn't normally pay for or have that great cash back setup! Best of luck all around! Spencer has great advice!

[joshua.butler]

Excellent! Glad to see she was approved. Welcome to the wonderful world of credit cards Tessa!

[jimmyjames]

Congrats on the card, Tessa! 🎈🎉🎊 Player 2 mode in action! And she got to experience CHASE's great communication on card approvals 🤣🤣🤣Thanks for the info + video!

[joekerr]

Wahooo!!! Congrats...loving the content lately

[AnthonyVenture]

I THOROUGHLY loved this video! Tessa asked some great questions, and you answered them, super fun to watch and really something to learn from, for a lot of people.

What did you forget to do?

Nice Spencer!