How to Get 100% Approved for ANY Credit Card, Even After a Denial

#denied #creditcard #amex

In this video we discuss how to get approved for a credit card even if you are denied. It happens to the best of us so don't get too down about it, and more importantly don't lose hope! As long as the denial reason is not a hard coded rule, we should have an extremely high chance of being able to push this through for approval.

My top recommendation is always call in for a reconsideration, these are live customer service agents that can override the automatic system denial. The conversation goes something to the effect of "I'd like to review my credit card application" followed up by an explanation as to why you would like the card. If the agent you spoke with is unable or unwilling to provide you the approval...hang up and call again until you get the green light. Best of luck!

Credit Card Application Rules

Credit Card Reconsideration Lines


**Gear**

tags: amex, amex plat, denied for credit card, csr, csp, credit card denial, recon call, recon line, chase recon, amex recon, huca, hang up call again,

[markrightmyer]

I was denied a Chase card with a letter that stated unavailable credit data.
Called the reconsideration line and asked for more clarity on the reason.
She told me it was due to I only recently started optaining credit cards.
I explained that I had been working on my bad credit issues and that it had recently improved. I said to her that my score was 770 when they did my hard pull.
They approved me 3 days later with a $9100 credit line.

[naykvale]

I had applied for a credit card and got denied a day later. Feeling frustrated, I searched here to find out what to do if I got denied. I ended up calling Chase's reconsideration line, and I got approved. Thank you!

[Daniel_Braun]

Great video John! Credit card denials can be confusing so always worth looking into and calling that reconsideration line!

[mtetwar]

Okay, John. Good call on being persistent. Got the approval after the third call to reconsideration line of the issuer.

[joevelazquez]

John this is the ADHD guy. Ur seriously helping me in my financial future as a young adult building his credit. Many thanks

[rjdelapena]

Thank you for this. I just called Chase and got approved.

[AveryHeilbron]

Great tips for a credit card denial! Thanks John!

[theonethatcan]

I've got good credit, but barely any credit history and it's been the main thing I've been rejected with when applying for a credit card. I've only applied twice, but both had that same reason. Now I have to wait another year before applying for another one. Hopefully I can finally get one with these strategies

[ugoewulonu]

I got denied for a credit card because of too many recent inquieres. I called the reconsideration line twice and on the second time I got approved, so it definitely is possible.

[ChaseYokoyama]

Daamnnn that example at the end is pretty nuts haha. Never take "No" for an answer.

[Churles]

Dang I didn't know credit card companies deny you for the amount of cards you have. New to the channel and here to support for more :D

[Apptrepreneur]

Good video! Here's a recon topic that you might want to consider: Post bankruptcy. Yeah, I know...NOT a sexy topic! Yet I see so few videos about people who have filed for BK and how to rebuild credit afterwards (or how to get strategize about getting back with the major banks). It's kind of surprising really.

[ItsMeCJ]

Haha HUCA also known as shopping around for answers. I can’t stand when ppl do that on my profession (totally different field though). Chase has been pretty gracious to me even though my available credit across all cards is higher than 50% of my income 😅. Thanks Chase for being nice to me. Good video!!

[michellewallen]

Have been denied for discover, and capital one so far. Never had a credit card before. Not sure what the problem is.

[morethanamess]

Stayed away from applying for credit cards and I tried for the first time... denied from not having long term employment 😭 pray for me

[CristianSanchez-pfiq]

About to call capital one for the venture x, wish me luck

[cjjunkee]

Hey John, great video!!! Does it work with the ink card too? If so, can you move credit between personal and business credit card? Thanks John!!!

[ryanmartin]

Lol...perfect timing. I just got my 1st denial from Chase for the same card but likely bc I applied too soon by a few days (2/30 rule).

[riely]

I was denied for a secured card once upon a time. That's pretty difficult lol thank god I've moved on and fixed my credit

[jerrycaughron]

I was denied a credit card through Chase. I called Chase and they informed me as to why I was denied, they stated that they needed proof of income. I am currently waiting for the denial letter . I contacted by bank and others sources. I am hoping I can resolve this issue.