Big things to know about homeowners insurance

Understanding what home and renters insurance covers can be a beast. Knowing what your policy covers will help when you file a claim. Some tips include knowing who pays for damages when a tree falls to being aware about cosmetic damage exclusions for metal roofs. Most homeowners and renters insurance cover your laptop for things like theft or fire. If there’s a power outage, some policies cover spoiled food. And if displaced from your home, you may be able to get additional living expenses.
 
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