$200,000 In Debt. Where Do We Start?

$200,000 In Debt. Where Do We Start?

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• The Ramsey Show (Highlights):

[ChrisInvests]

Dave gets the question of "where to start" constantly. They can literally all be answered with the baby steps.

[charlesyoung]

200k in debt INCLUDING the house, 180k income per year. Pay the debt off in the 1st year. The house in the 2nd. There's where you start and finish.

[luminous]

Why do I get the feeling that people call in to humble brag about their obscenely high incomes?

[candy]

“Call me a wambulance” 😂

I freakin love when he says that!

[FreeAgent]

When I was 22 I was making $10/hr and trying to find my purpose in life. This dude is a Rockstar.

[alishamichelle]

I love when people say they found Dave on YouTube. It always the young callers too! With Dave’s help We’re going to be the generation that change the US debt crisis!

[ALXSSA]

Ahhh so responsible and successful. I love it, they are 22 married and paid and I'm 22 eating ramen stil, l until i work. Plus, they are calling Dave, i aspire to be like them!

[johnjay]

When I get upset about my 12k of debt, i just come here for a morale boost.

[yamamancha]

They take home about $11000/month AFTER taxes and insurance. They could get to Step 3 in 1 month. Sell both expensive cars, pay off the difference, buy another used car for $5k.
Spend 6 months funding Step 3 to $50k. Hit Step 4 and 5 with $3k/m towards 401k and other investments, $5k/m towards the mortgage. Completely debt free in 3 years.
Take a year to live debt free as a couple, including some nice vacations, then start buying rental property as you working on that family.

[tylerclark-realtor]

CONGRATULATIONS!! I love when Dave interrupts his callers.

[jill]

What a bright future! When he revealed that amount was including the mortgage, I was relieved! You’ve got this, Miguel!

[romanticwarrior]

22 is to young to be married?😒 I'm more impressed by the money he's making at 22 not being married.😔

[righand]

You’re 22 years old. You don’t need a “family” you need to grow up first.

[Retiredmco]

D. R. Must be thrilled to get a call from a Young couple ACTUALLY married! Not playing married and shacked up! LoL.

[ShaneHummus]

When in debt, go back to the drawing board. Where did you go wrong? Budgeting wisely is always the key. Awesome show Dave. Can I be your guest one of these days? lol

[olganova]

This video has produced more self - doubts and toxic self - comparisons, than any other instagram or Facebook post. It should be marked as trigger warning 😂

[Ant]

This kid's got a good head on his shoulders. The car debt was stupid but he's young and most of us did stupid stuff at that age. 180k at that age is pretty awesome...I'm sure they'll be just fine.

[EricSmythChrist]

I borrowed money for the first time in my whole life. I am 27. It was BRUTAL the mental tax it had on me. It was only 1.2k and it was to a friend. I no longer hold debt, it was crazy though, I never want to do it again.

[NickPeitsch]

Always pay off the highest interest debt FIRST!

This reduces debt the most quickly 👍

[Uncleamo]

Oh what would I do without all these comments... I love them just as the videos ❤️❤️❤️