Which home insurance deductible is right for you?

When it comes to choosing your deductible, it's important to know that you have options.

What is a deductible? A deductible is the amount that you'll pay out of pocket when you file a claim on your home insurance.

Why might you choose a higher deductible? Choosing a higher deductible can save you money up-front on your insurance premiums. As well, choosing a higher deductible alleviates the need to file insurance claims for smaller problems, which can increase your premium over time.

At Lapointe Insurance, we recommend that you choose the highest deductible possible that works with your budget.