AVOID Capital One If You Can’t Accept These Secret Policies

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[fpstina]

Theyre good for credit repair, they approved me 9.5k unsecured with a bankruptcy from 2020.... the ONLY card that approved me, so i got nothing bad to say about em.

[Melanin_Libra]

It’s really not that hard to go somewhere else for credit if the limit is too low!

[videofrat]

Can someone list the 7 policies here? i hate that you do a video and blur it, whats the point?

[ButteryCowEgg]

Capital One is so random. The denied a request for a credit limit increase for my Quicksilver but randomly decided to increase my Savor One from 1k to 6k without me applying for it some months after.

[wblake]

I hope they don’t ruin my discover card

[JohnVKaravitis]

I've been with Capiral One since 1996. I have NEVER EVER had a problem with them.

[manuel]

How strange, I have my Quicksilver that they approved me for 750 cl and about 5 months after I asked for an increase they made me an offer of 4, 250, much more than what I asked for! only in 5 months.
and the truth is I don't usually spend more than what I need, I don't even buy food with it

[CraccHeadJack]

Capital one seems more like a FinTech company with credit cards as a side hustle

[johnytran]

Capital One doesn't automatically increase your limit unless you use it like 2-3x times the credit limit by early paying and keep using rinse repeat. If you want to increase your credit limit you have to request it and they can approve or decline you

[katbax]

Also, please pay attention to these CC statements & interest fees they charge. My balance was at zero $0 & they tried to apply interest fees. (How can you apply a fee to ZERO). After a long conversation w/a rep they adjusted my account but this crazy. CAP1 SMH!

[sastov]

I hope higher-ups at Capital One find your videos.

[castroh]

I had a cc with capital 1 b4 chapter 13. When I completed my banruptcy they were the only ones who approved me for 500. 4 months later I got approved for a 3k saver one card. 8 months later my plat card upgraded to quicksilver and got a credit imcrease to 800 amd then 3100

[SirBrucie]

I never had issues with them, they keep offering me new cards and new credit limits.

[ab]

You're using random online people's testimony. This is useless information.

[bilalhakeem]

Hi your u tube channel has very good content keep up good work!. By the way what does this have to say about cap1 now acquiring discover doesn’t sound promising what’s your thoughts Thanks!

[MedranoTheJewelers]

I have a 8 year with my first card & It was capital one platinum & the limit been the same since the beginning only 300$ mind you my credit limit is $24, 000 & the 2 time I try to do a credit increase they denied it

[Pyrrhic.]

I have a good experience with capital one. I do a credit limit increase request every year, increasing my venture x credit limit by 4k a year. Then again, I went into capital one with a 800+ credit score.

[shepdog]

Why would you ever need or want a $25000 credit limit? You are supposed to pay the whole balance EVERY month. If you don't do that, you are best lining the pockets of the credit companies, and paying more for everything through that interest. You aren't supposed to be living on credit. Only stupid people do that.

[jnd]

So many people be lying on social media about what they make and their high credit limits. I call bullshit on most people that feel they need to let everyone know this information.

[ArgenisBalbuenaCordovaAj]

I started at 3k and I have 15k now .. idk why ppl say they don’t raise your credit limit.. I request a limit increase every 6 month and get approved every time