Capital One Duo - The BEST Setup No One Talks About

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In this video, we’re looking at two Capital One credit cards that together form the Capital One Duo credit card setup. The two credit cards that make up the Capital One Duo are the Capital One Venture X and the Capital One SavorOne, but there’s a couple of other credit cards that you can swap into this setup as well. Together, this might be not only the best travel credit card setup, but also the most simple setup because you only need 2 cards to earn Capital One Miles in a variety of spending categories.

Throughout this video, I’ll go over why the Venture X and SavorOne credit cards go so well together and how they earn these valuable Capital One Miles. I’ll also talk about what these miles are worth, as well as an example of how to redeem Capital One Miles using the Venture X credit card and the transfer partners that it has.

In my opinion, if you’re looking for a simple and minimal credit card setup that’s really easy to keep track of but still gives you a lot of value, and if you travel at least once or twice per year or more, then the Capital One Duo credit card setup is going to be great for you!

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The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Daniel Braun is not a financial advisor. This video is for entertainment and educational purposes only, it is not financial advice.

[Daniel_Braun]

Do you use the Capital One Duo as your credit card setup?

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[sjg]

I've said it for years, but the Savor One is one of the most underrated cards around. There's so much value there, plus no foreign transaction fee and travel benefits too. It's rare to get all that in a no annual fee card. It gives the Chase Freedom Flex a good run for its money.

Thanks Dan.

[DerecFasano]

Wow, this Capital One Duo setup is truly a hidden gem! It's amazing how effective it is, yet it doesn't get the recognition it deserves. Thanks for shedding light on this underrated combo!

[EZTRAVELZ]

Just got approved for savor 1. $3000 credit limit!

[manueldelgado]

Hey, got a question! Can you get a Savor One, and accumulate the cash back rewards, and a year later get the Venture X and transfer all that cash back into Miles? Or do you need to have the Venture X before the SavorOne to be able to transfer the points?

[SpencerJohnsonOfficial]

The Venture X and Savor One are Capital One's saving graces in my opinion. They aren't my favorite lender, but they did it right with these cards. The ability to convert your cash back on your Savor One to miles on your Venture X really unlocks a lot of value from this duo considering how many categories the Savor One covers in addition to the 2x miscellaneous category on the VX. Great call on this one Daniel!

p.s. I bet you had a good time in Austin... I hear some cool folks live there 👀

[MannyCovington]

I don't have either of these cards but the Venture X is definitely on my wishlist!

[KevinYang]

I love my Venture X and really itching to get that SavorOne! Such a straightforward setup that fits in (almost) anyone's wallet! With a great set of travel benefits for little to no cost AND a solid all-round earner, the two cards work so well together. The Uber perk on the SavorOne is such a major cherry on top too. Another perk that's kindof hidden is that the Priority Pass has no limit on the number of guests you can bring in too! As always, awesome review Daniel!

[pops]

So a couple things. Captial one has this dumb rule that you cant apply for a new credit card with capital one for 6 months since the last application you did, so if you dont have any of these cards already it can take 6 months to do. Another thing worth mentioning is that the portal of capital is powered by Hopper. For those that are travel savy will know how important that tidbit is ;)

[gahaylongplays]

Great video! You should do a video on the new Wells Fargo autograph journey card paired with the regular ol autograph card as a kind of knock off dumbed down version of this pair. They’re very similar in terms of how they don’t overlap benefits much and offer similar benefits for each tier but with generally lower rewards for a cheaper annual fee. ($95 for the autograph journey card.)

[Wongo]

I received the venture x in April. I just applied and was approved for the savor one. I had the Amex gold but I am cancelling the card now because the savor one does just about the same of what the Amex gold does. Oh yeah, and there’s no 250$ fee. I know you can use the credits and make it a 10$ fee but I find myself going out of my way to use the credits. I like things to be very simple so this duo will probably be the one I use for years to come.

[sashag]

Very interesting setup. I just got my venture x last month, and started to look really hard at my saphire reserve. With a savor or savor 1, I pretty much would replace all the benefits chase currently offers me. After 5+ years of the saphire reserve and that bump from 450 to 550 I'm starting to wonder if it's worth keeping.

[P.I.P.E.L.I.N.E_Podcast]

I think the best duo no one talks about is the boa duo with the boa unlimited cash rewards card and the boa custom cash rewards card because of the incentive to invest and get a 75% rewards boost making the rewards 2.62% cash back on every purchase for the unlimited cash rewards card and your 3% choice category could increase to 3.75% - 5.25% cash back, and the 2% cash back at grocery stores and wholesale clubs could increase to 2.5% - 3.5%. for the first $2, 500 in combined choice category/grocery
store/wholesale club purchases each quarter. Your unlimited 1% cash back could increase to 1.25% - 1.75% on all other purchases. For the custom cash card

[kingsamvisuals]

I 100% agree. I wish they could add a 5% category to the quicksilver. Or even 2% back with a monthly limit. If they add priority pass and some sort of credit to the Venture it would still be kinda worth it. It seems pointless rn.

[MattWelterOfficial]

The Cap One Duo is definitely competing hard with the Chase & AMEX Trifecta as the 👑of Credit Card Setups with the ability to convert Savor One Cash Back into Venture X miles, and getting those fantastic point multipliers & travel benefits offsetting the fee. Great coverage in this one Daniel!

[ThuggyMacho]

I would think this duo was perfect if it wasn’t for the Capital One portal. That’s a deal breaker for me. Booking directly with the airline saved me thousands of dollars. You can get price adjustments any time and I rely on that.

[rebeccawiser]

Will you please make a video about downgrading cards? And which cards from each of the major credit card companies can be downgraded to which no annual fee cards? There is not a video with all of that info in one place anywhere on youtube.

[mrstyle_]

I like watching your channel and you have good content. If I can share some constructive feedback that you might want to consider. I just saw Spencer Johnson's video when he interviewed you. At one point I had to stop watching because you speak too fast and not hardly even pausing . Keep up the good videos but please slow down so people will stay engaged.

[ReturnOfGodEnel]

I run the SavorOne and Citi Custom Cash and I’m loving it. I also have my old Quicksilver one card for a credit card utilization and spend under $10 a month on it. Very happy with everything I’ve learned in this short 4 day period of research on YouTube.

[anthonygardner]

Hi Daniel. I have the Venture X and Citi Custom Cash (and many others!), but not the Savor One. I like the simplicity of the setup, but I have many cards, and they have overlapping categories, so I think I need to pass on Savor for now. This might have been perfect earlier in the game. Hope all is well.