20 Things About Capital One Credit Cards

In this video I cover 20+ things about Capital One Consumer and Business credit cards and products.

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#creditcards #walletmonkey #capitalone

[LaToya_C.]

Some important notes I have on Cap One. They get a bad rap, but they have been extremely good to me and have been with me from terrible to good credit. They even allowed me to get 2 new cards while still having an old account with them that was an unpaid charge off. I have taken care of that account since, but personally, I have no complaints with Cap One.

1) The 3 consumer card limit DOES NOT include co-branded cards. So, in theory you can go over that limit with say a Kohls Card or Walmart card like I have.

2) You can get out if the sandbox by applying for a fresh new card. I started with the Platinum and was able to upgrade to the Quicksilver within a year or so, but still hit a wall with CLI. After another year and a half or so, I i applied for SavorOne for Good Credit and got a higher limit to start. Haven't applied for CLI yet, but just getting approved for this card in their "good" credit category took me out if the bad/fair credit bucket.

[floridaproductions]

Another information video. Keep up the great work 🎉

[NealIRC]

I don't drive, don't go to hotels, and only fly twice a year. So I use Capital 1 3% cash back for groceries and restaurants. Are there any credit cards that offer better deals than that?

[Georgea]

I have QuickSilver, Savor One, Venture and Walmart Capital one . I just got a pre approval for Platinum yesterday and today tried it on website and it also said i was pre approved for Platinum 🤷🏻‍♂️ makes no sense since they refuse to raise my limit on Savor one why would they give me another card

[NealIRC]

Btw there is something about Capital 1 credit cards that I guess others don't offer. I was once recently skimmed $1000 from a state of Illinois LINK card, to be used on groceries only (for low-income people to apply). I was worried what if they skimmed my cc? Well, I'm with credit cards from 3 different companies, and none of them have the ability to set a maximum for a single charge. The single-limit, is the monthly limit. You can increase/decrease the monthly limit, but you can't set a max for single-charge. Do cc companies do this out of arrogance? Or because they never thought of the idea? (Now if you decrease the monthly limit, that will hurt your credit score, but I didn't come to talk about that.), But the phone operator for Capital 1 said there is another option that my other 2 CCs didn't say on the phone, which were Chase and Fidelity. Which makes me think the others don't offer. And it's this thing where there's a full-owner of a Capital 1 credit card, connected to other ccs that are subowners. The owner can set a maximum charge limit for the subowner ccs. But it cannot be the same person. Is this unique among credit cards, that Capital 1 offers?

[jjirehministries]

Thank you for this! I was wondering if I could do a product change. Your video gives me hope! Last yr I was able to pay down a Capital One Spark card I had for years. I received an additional $500 credits limit to my card of $2000. I then tried out for a product change for an old Capital One platinum. I got product change, but to a Quicksilver One card. Since the new year, I request.for a product change on both cards. I get the "not available at this time" messege. I will try your link and see what happens👍🏾

[FayeSettles-gu]

I am in the sandbox with Capital One and I’ve been in the sandbox for 10 years. I started off with a low five low very low card is with $400 and it’s only came up $100 and I use it on a daily basis so now I put that aside I stopped using the card and paid it off so when I’m going to do from here I am going to not use the car AC are you Credit score up here. Also call with Camp one home. I don’t know ask Edna and if my credit score goes up, I will keep you posted. Thank you for this video I will stay tuned rfd😮😂😂😂😂😂😂🎉🎉🎉🎉🎉

[moncadaernest]

I just used your capitol one backdoor link and it worked thank you they upgraded my platinum card to a quiksilver rewards you have a new subscriber

[theSatanist]

Tried going to your website but Chrome blocked it saying it's "Not Safe".... Hopefully you get that fixed...

[gsnovato_autotech]

Cap1 says in there terms that you can be approved with 1 CR Frozen but the reserve the right to not give you a SUB for that card if approved

[SirBrucie]

Started with Platinum 300 cl, then they offered me Quicksilver one 800 cl then they offered me savor one with 15k cl.

[wiseman]

Hi great video! What income requirement for secured mastercard for Capitol one?

[sandra-lg]

How do I cancel capital one card if I haven’t used it and I’ve got the PIN code want cancel application form

[Doggieman]

Cool, the link on your site upgraded me from a Quicksilver to a Savor One!

[stevenmolina]

If I have a year of credit history without any missing payments and a 10-15% of credit utilization but with a 32k income can I still get approved for the Venture X or Venture? Or any venture card in general?

[JayJayNay]

I wonder what’s hanging on your wall. You keep looking at it 😂

[DJSliick]

Soo Data Points.. My Secured Cap One Platinum Took 3+ Years To Graduate. Paid on time every month. Eventually just stopped using it an moved on to better cards an 1 day it just Graduated. I Currently have 5 Cap One Cards 4 Personal 1 Business. And 1 of The personal is a BJ's Card That was Moved over From Comenity Bank.

[jamesjones]

I have been with captial one for 8 + years i have 3 accounts an every time i apply for a credit increase they turn me down i have a Fico score over 750 my payment history is excellent so im told buy credit wise i have cards with other lenders i get automatic increases with not trouble
I don't freaking understand it lol😮

[ImStillStealingSteel]

1:11 This actually happened when I got the SavorOne card 😂❤😂

[terrelmoss]

Can you do datapoints on

RedStone Credit Union:
US Alliance Credit Union:
Abound Credit Union:
Affinity Credit Union:
Signature Credit Union:
Langley Credit Union:
Nusenda Credit Union: