10 Things That Are Complete Waste Of Your Money

𝗪𝗮𝗻𝘁 𝘁𝗼 𝘀𝗲𝗲 𝗺𝗲 𝗟𝗜𝗩𝗘 & 𝗜𝗡-𝗣𝗘𝗥𝗦𝗢𝗡?

𝗚𝗘𝗧 𝗔𝗟𝗟 𝟰 𝗢𝗙 𝗡𝗢𝗘𝗟𝗟𝗘'𝗦 𝗔𝗠𝗔𝗭𝗢𝗡 𝗕𝗘𝗦𝗧 𝗦𝗘𝗟𝗟𝗜𝗡𝗚 𝗕𝗢𝗢𝗞𝗦 𝗙𝗢𝗥 𝗙𝗥𝗘𝗘

In this conversation, Noelle discusses ten things that are a complete waste of money, drawing from personal experiences and insights from wealthy individuals. She emphasizes the importance of understanding consumer habits and making informed financial decisions to build wealth. The discussion covers various topics, including the pitfalls of designer items, unnecessary fees, and the psychological tricks behind sales and discounts. Noelle encourages listeners to focus on increasing their income rather than just cutting expenses, promoting a mindset of abundance and investment.

00:00 Introduction
01:00 Designer Sunglasses
02:57 Late Fees
04:25 Shoes
06:05 Branded Medicines
07:16 New Cars
09:01 Sale
11:10 Souvenirs
12:33 Lottery Tickets
14:23 ATM fees
16:16 Wifi Fees

𝗚𝗘𝗧 𝗡𝗢𝗘𝗟𝗟𝗘'𝗦 𝗟𝗔𝗧𝗘𝗦𝗧 𝗕𝗢𝗢𝗞 & 𝗧𝗛𝗘 𝗠𝗔𝗡𝗜𝗙𝗘𝗦𝗧 𝗝𝗢𝗨𝗥𝗡𝗔𝗟 𝗧𝗢𝗗𝗔𝗬 𝗪𝗜𝗧𝗛 𝗧𝗛𝗜𝗦 𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗧𝗜𝗠𝗘 𝗖𝗢𝗠𝗕𝗢 𝗙𝗢𝗥 𝗙𝗥𝗘𝗘

💳 𝐁𝐮𝐢𝐥𝐝 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐂𝐫𝐞𝐝𝐢𝐭 𝐅𝐚𝐬𝐭𝐞𝐫 𝐖𝐢𝐭𝐡 𝐉𝐔𝐒𝐓𝐈𝐍 𝐌𝐈𝐑𝐂𝐇𝐄:

🛠 📈 𝐑𝐚𝐢𝐬𝐞 𝐘𝐨𝐮𝐫 𝐂𝐫𝐞𝐝𝐢𝐭 𝐒𝐜𝐨𝐫𝐞 𝐅𝐚𝐬𝐭𝐞𝐫 𝐰𝐢𝐭𝐡 𝐂𝐑𝐄𝐀𝐓𝐈𝐕𝐄 𝐂𝐑𝐄𝐃𝐈𝐓 𝐒𝐎𝐋𝐔𝐓𝐈𝐎𝐍:

𝗚𝗲𝘁 𝗮 𝗰𝗮𝗹𝗹 𝘄𝗶𝘁𝗵 𝗺𝗲 𝗮𝗻𝗱 𝗺𝘆 𝘁𝗲𝗮𝗺:

𝗖𝗵𝗲𝗰𝗸 𝗺𝘆 𝘄𝗲𝗯𝘀𝗶𝘁𝗲:

𝗨𝗻𝗹𝗼𝗰𝗸 𝘁𝗵𝗲 𝗦𝗲𝗰𝗿𝗲𝘁𝘀 𝘁𝗼 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗮 𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗘𝗺𝗽𝗶𝗿𝗲 𝗨𝘀𝗶𝗻𝗴 𝗖𝗿𝗲𝗱𝗶𝘁 𝗮𝗻𝗱 𝗙𝘂𝗻𝗱𝗶𝗻𝗴

𝗡𝗼𝗲𝗹𝗹𝗲 𝗥𝗮𝗻𝗱𝗮𝗹𝗹'𝘀 𝘁𝗼𝗽 𝗿𝗲𝗰𝗼𝗺𝗺𝗲𝗻𝗱𝗲𝗱 𝘁𝗼𝗼𝗹 𝘁𝗼 𝗳𝗶𝗻𝗱 𝗼𝗳𝗳-𝗺𝗮𝗿𝗸𝗲𝘁 𝗱𝗲𝗮𝗹𝘀

𝗔 𝗻𝗲𝘄 𝗸𝗶𝗻𝗱 𝗼𝗳 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝗦𝗶𝗴𝗻 𝘂𝗽 𝗳𝗼𝗿 𝗳𝗿𝗲𝗲 𝗶𝗻 𝗺𝗶𝗻𝘂𝘁𝗲𝘀:

🔗𝗙𝗼𝗹𝗹𝗼𝘄 𝗺𝗲 𝗼𝗻 𝗺𝘆 𝘀𝗼𝗰𝗶𝗮𝗹 𝗺𝗲𝗱𝗶𝗮𝘀 𝗮𝘀 𝘄𝗲𝗹𝗹!

#advice #finance #financialliteracy #financialfreedom #money

[queenpilar]

Mom use to say, "stay out of the stores and you'll be fine, "-- so true. Out of sight out of mind.

[J-aiJ-ai]

I used to be a shoe freak but when I tell you I've calmed down. In the last eight years, I've purchased ONE pair of winter boots and hardly any shoes.

[giggles]

Another big one is acrylic nails. The nail salons have become ridiculously overpriced. The regular maintenance of acrylic nails is pricey, THEN it costs money to make nails healthy again trying all the different nail strengthener & cuticle oils.

[paulj]

I'm a multi millionaire and don't buy any of these except new cars. I pay cash and keep for 10 years or more.

[danasmith]

Pray against that "impulse buying" spirit!

[mattieruth]

10. Designer glasses, 9. late fees, 8. Shoes, 7. Named brand medicine, 6. New cars, 5. Just because it’s on sale, 4. Souvenirs, 3. Lottery tickets, 2. ATM fees, 1. WI-FI fees

[kalykalypso]

Nail salon visits. Whenever I've been low on money, getting my nails done is the first thing to go. You can do spa quality nails at home.

[carolefisher]

I work at dollar tree; can’t tell you how many health care workers buy their medicines from my store.

[Sumartu]

I would buy from thrift stores thinking its a great bargain...2 years later I would donate the same stuff...got me!

[Dee-zgyo]

You forgot Door Dash runs! $$$$
Grocery shop and COOK to save!

[donnamckoy]

I named my first born daughter "Noelle", cause I just loved the name. Her middle name is Joy, and no she wasn't born in December. She is very money savvy too

[KeepingupwiththeKingsborough]

You stepped on my toes when you said buying something on sale 🤦🏽‍♀️ Great advice and video ❤ I’m in the process right now of decluttering my house because I have too much stuff ! It’s a no buy season for me until I get rid of this stuff.

[tammypatrick]

Thank you i need to hear this no spending 2025.

[DeanBell]

I was also thinking about cable TV. 😊 Thanks so much for sharing! 😊

[caroldavis]

Buying a lottery ticket that is a good piece of advice a waste of your money.
I worked for Luxottica at one time the eye company you were talking about and you’re absolutely right. I sold Chanel and I sold Ray-Ban‘s and I sold all of those. We represented all those brands and you’re right it’s ridiculous to spend that kind of money even on eyeglasses for your reading it’s ridiculous .

[uniquelyjumoke]

Another potential waste of money is more than one car per household if you both work from home or are retired. Was about to replace an older second car when my husband and I discussed this. When we added the car payment + insurance + maintenance, and considered the fact that we were both working from home, we decided to forgo another car note. We have not regretted our decision once. The money we save is one reason why we are able to live comfortably now that we are both retired.

[kameshiam]

You are so right about Disney. I'm will vacation in Florida next month and I found a Disney hoody and the Goodwill and my Disney shorts somewhere else for $5. I'm saving so much money and I won't be tempted when I see the new Disney stuff when I get to Orlando.

[cathyhannahperez]

I've worn sunglasses since eight grade as I read once wearing sunglasses could save my eyesight from changing sooner than it should. I always picked sunglasses that had 100% UVB/UVA protection. My desire was always eye health, not a fashion statement. I now wear only Eagle Eye Optics (USA made) since they use the same NASA technology that protects the Astronauts' eyes via their spacesuit helmets. 🙂

I look for shoes that are better for my feet's natural shape; shoes that have wide toe boxes; mimic natural bare feet and made with sustainable technology & the organization shares my values.

[Trex]

I use coupons.. but I make sure I stay within the limit. I love buying art and craft things. I am nuts about crocheting my own clothes right now.. People look forward to seeing what I come up with.. (I might spend a little bit more later to finish a project) It gives me continued joy.

[josephsmith]

Absolutely correct ma'am. Our 2015 RAV4 & Camry look/ run great and paid off.