CA couple loses home insurance after draining pool to save water

#insurance #consumer #homeowner #news #abc7news

[larrydickenson]

Apparently the risk of someone falling into an empty pool and suffering injury is higher than the risk of someone falling into a pool full of water and drowning.

[jmaniac]

A few years ago I got a notice of cancellation due to a single damaged shingle. I called out a roofing company to repair. They found hail damage, and replaced the roof before the policy end date.
My old insurance had to pay $14k and lost my business. It was a win-win.

[XxSliphxX]

My homeowners insurance tried to drop me because i had the hurricane shutter closed on my bedroom window. I have it closed because it blocks out the sun and i have to sleep during the day since i work nights. They tried to say i had it closed because i was trying to hide a broken window. I was literally forced to take it down and send them a picture of my bedroom window to prove to them it wasn't broken so they wouldn't just drop me. Id also love to know how they got access to my backyard to even see my window since it faces the rear of the house. How are these companies allowed to just invade your privacy and trespass on your land without even giving any notice? And then just threatening you with cancelation without any hard proof of anything. It's insane.

[IanHill-zroy]

Remember, drained pools are a massive liability. Home owners insurance often also covers accidents on your property. If someone falls into the deep end of your drained pool and breaks their neck, that’s covered by your homeowners policy. I think it’s unreasonable to go straight to cancellation, but I would expect my insurance to go up if I drained my pool.

[BlacksRuinEverything]

That guy with the roof issue is 85? Wow, he looks in his 60's

[roadracerdave]

It’s time we start a movement to cancel these insurance companies - not the other way around

[paulne]

My homeowners insurance told me I needed a new roof or I would be terminated. I had 30 days. I found a roofer, it took almost all my savings, but got it done. They canceled me anyway. The roofer later asked me why I wanted a new roof as there was nothing wrong with the old shingles!

[TheDaexiled]

Seriously, Congress needs to do an oversight investigation on these insurance companies all over the country, not just CA. They are the biggest corporate crooks out there.

[ilovemikey]

We need new legislation to protect home owners from insurance companies using drones to look at their properties.

[ninehundreddollarluxuryyac]

This is going to get worse.
As long as your insurance company is allowed to bribe your congressman
who is responsible for what the law does and does not allow your insurance company to get away with.

[berubejj]

The message is clear. AAA is a horrible company. Avoid.

[zegamerz]

How all these insurance companies get away with all this without lawsuits for "Invasion of privacy" is beyond me.

[harpergrace]

I can see why elderly people wouldn’t put water in a pool but these insurance companies are getting ridiculous

[Rocket_Man.]

Someone should send drones to the owners of AAA

[shawncook]

One relason for empty pools is it that an heavy rain can pop the pool out of the ground. I observed this in Broward Co. Back in late 70s. They were just built and not yet finished when we got a very heavy rain storm, the rising water table poped the pools out of the ground.

[wildrootzart]

We're dealing with the same thing in Vegas!!! We've gone through 3-4 HO insurances!!

[dutarus]

The government gives too much power to insurance companies. We need more strict legislation to keep these insurance companies in check and to protect their customers.

[bobloblaw]

they are defrauding people, literally. they are taking their money for years then finding ways to shirk their responsibility. there needs to be a class action lawsuits to bring these monsters to heel.

[vxvivqc]

A drained pool tends to crack and heave out of the ground. Then the owner makes a $250, 000 claim.

[JonnyMax]

I can see why the empty pool can be a higher liability. You have a giant hole in your backyard where you can potentially fall especially if the people living there are seniors. Also, pools are designed to hold water, the weight of the water keeps the pool together. Empty pools are more likely to crack which can cause major damage that will make the pool unusable.