July 2024 Paycheck 1 | Budget With Me YNAB

Hi Friends! Let's budget my 1st paycheck of July 2024 and talk about my upcoming raise.

#budgetwithme #ynab #paycheckbudget

Products available:
-- 2023 Paycheck Planning Workbook
-- Net-Worth Spreadsheet & Dashboard w/ misc income tracker & investing log
-- FREE Safe Withdrawal Rate Calculator

👩🏻‍💻 My Situation/Context: If you are new to my channel, I'm a 27-year-old woman living at home for pretty cheap ($600/m) while working full time. I paid off $28k in student loans from Feb 2019 to Aug 2020 by using YNAB. Since Fall 2020 have focused on investing and building a strong foundation for F.I. Every two weeks (well, in theory!), I budget my paychecks into YNAB on camera, and at the end of every month I review my spending and saving for the month as well as provide a net-worth update! Scattered between those videos are other ones also focused on investing, YNAB, or other personal finance related topics.

💰 You can support my channel and save money by using the following links to try out my favorite products ⬇️:
🤑 Open a Cash Account with Wealthfront and secure a .50% APY Increase for 3 months!

*Disclosure: I only recommend products I actively use myself. This post may contain affiliate links that at no additional cost to you, I may earn a small commission/reward.I am also not a financial advisor. Everything discussed and shown here is for entertainment purposes only.

Timestamps:
0:00 - Intro
0:37 - Reconcile Checking and CC accounts
4:05 - Budget Paycheck
8:00 - Discussion of Raise

[GenZFinance]

I did not edit this before posting so do NOT take a shot every time I say "um" or "like", you WILL go to the hospital 😭

[cointrolfreak]

CONGRATS ON THE RAISE!!! I'm right there with you about the grass not always being greener. I'm positive I could have hopped around for more pay but I have SO much trust and flexibility with my current job, I love my boss (she goes to bat for me too!), I get to work 100% remotely, and I feel so valued. I'm not leaving til my boss leaves haha! Cheers to a high income month too - I think it's also going to be my highest income month ever. 😳

[salomepereira]

Hey, I'm really excited and hopefully for your next budget video, with the raise and all

[angeljuarez]

Congratulations on your raise!! So glad to see you back uploading 😊

[sinnamonstory]

It’s amazing how valued you are on your team and that everyone in your leadership chain is going to bat for you! Congrats 🎉

[normalafountain]

I just started using YNAB and so far I like it.. it’s a learning curve. For your month ahead does that money just sit in your checking account? Also on your transactions you have different color flags what do those mean?

[KSLuz]

5:13 I’ve never seen the upcoming charges before. How does that work?