There’s a Way out of the Paycheck-to-Paycheck Cycle | April 8, 2024

The Ramsey Show (April 8, 2024)

Dave Ramsey & Jade Warshaw answer your questions and discuss:
- "I feel like I'm stuck on Baby Step 1,"
- "Should I start a business with my friends?"
- "My husband doesn't want to do the Baby Steps"
- "I'm scared to use our savings,"
- "Should we take out a reverse mortgage?"
- "We have $110K in car loans with $43 income."

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[monicamollinedo]

I’ve stopped listening to music while I’m cleaning at home and on my commute and listen to them instead. Literally life changing. Recommend to anyone who will listen lol!

[shrtblondie]

Break free from loyalty and take a job that benefits your family. I finally did it last year and when I did I realized quickly that the loyalty I felt was a one way street. Go for it and take the job.

[moraleslauralucia]

Jade is my fav person on this show. Just more relatable. Good to see someone that has gone through the program. I love her!

[ses-eioc]

Too funny, Jade! There is a coffee truck that raises money for religious organizations near my house, and its name is "He-Brews." Genius.

[ntamarkeunice]

I like the way Jade is listening keenly . When you are with a mentor, take as much as you can.

[Nigriff]

Tiffany is a brave woman to keep her baby. Her baby daddy is a coward for telling her to get an abortion and running away.

[alritehamilton]

When Jade said, “Montell Williams”made me laugh! Blast from the past. Love love Jade!!

[byzebee]

As a mom, my heart goes out to the first caller who is pregnant. I wish I could hug her and tell her it will be ok. 75k is a great income for u and baby. A baby is only as expensive as a parent wants it to be. I would get second hand everything for the first year because they grow so fast. Unfortunately even her being 10 weeks along. If she is looking into daycare she should put her child on the wait list now. I put mine on at the same time and I waited over a year for her to go to daycare.

[Nigriff]

A former friend of mine got addicted to Cross Fit and quit his solid job as an engineer in the military to open a gym. In 2 years he lost 45 lbs got a girlfriend, left his wife and daughter, and went bankrupt. Be careful opening a gym.

[aeconiglio]

Jade is my fave! Brains, beauty, class and sass.

[TammyMayCormier]

Oh god, this happened to me! But the other woman was the one who got pregnant. We became friends and she is STILL fighting him in court for child support. What a nightmare

[shaywhite]

I subscribed to the show because this information is priceless. Dave is wise. Also, he has a sense of humor. I love the way they incorporate scripture/word of GOD during the show. After listening to The Dave Ramsey Show, I really want to start making wise decisions when it comes to my money. Jade is wise as well when it comes to money decisions. Thank you all for sharing your knowledge. May GOD continue to guide and bless you all! ✝️🙏🏽❤️

[soapfan]

Omg we are so lucky in the UK, not all companies are the same, but I got 6 months maternity leave on full pay, the next 3 months on half pay and then had the option to take a year with the last 3 months unpaid. I saved up £6, 000 in the run up to having my baby, which meant I was then able to take the full year.

[lpfakalata]

Dave you have a wonderful family. Your kids on the show are very very smart kids. Thank you and your family for all the advices.

[FloridaStitcher]

I applaud Tiffany for keeping her child.

[lauracarter]

Dave is such a thoughtful person, and I love his advice on money management and life in general!

[--zozo--]

Dave: "Absolutely! We do it all the that felt really inspiring. Made me feel like I could take on the world!

[MaryCraig-rodx]

She’s in a tough spot. Thanks for helping get her feet under her. I wish her and her child well.

[coachjames-bodybyjames]

As a former gym owner, THANK YOU Dave for steering those kids to a different entrepreneurial opportunity. Our gyms were highly profitable, and still a difficult experience. Post-COVID, we transitioned to a one-to-one, bespoke service with no overhead. Far less stress, far more profit!

[tmfyhvz]

32:00 That is not bizarre because You Are The real Deal!
I listen to you guys from europe, totally diferent numbers but the same principles apply, it really is a behaviour issue, you brought so much light and peace into my life ❤❤❤ I am currently debt free and saving for retirement 😊 thank you very much!