Florida Car Insurance 101: What is PIP (Personal Injury Protection) Coverage?

Brought to you by Zarzaur Law, P.A. - There are only 13 states in the United States that require every driver to purchase and maintain personal injury protection coverage. Florida is one of those 13 states. 

Top Personal Injury Lawyer Joe Zarzaur answers the question What is personal injury protection, or no-fault coverage? How does it work in regards to your car accident injury case?

Watch the entire video here:

Related Topics:
Who Will Pay My Medical Bills After a Car Accident?

Things That Insurance Adjuster Should Tell You After A Car Wreck

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Joe Zarzaur, the founder of Zarzaur Law, P.A., a Pensacola Personal Injury law firm, has created this video blog in an effort to educate the many citizens and visitors of Pensacola, Florida about their legal rights. Joe Zarzaur knows the ins and outs of Florida law and offers quality legal help whether you have experienced an auto accident/car wreck, have been a victim of medical malpractice, or are in need of a personal injury lawyer.

100 Palafox Place Pensacola, FL 32502
Telephone: [phone] or (855)hirejoe

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[DanielRicany]

You may as well be uninsured at this point. This is ridiculous. NJ lets you get $250k in PiP. $10k doesn't even cover a box of tissues at a doctor today.

[valeriewelsh]

Thanks for the infomation it help me to understand it much better.

[kpehwpo]

So my take on this is that the insurance companies in a no-fault state lobby for these types of laws in order to sell premium insurance policies.
I've also learned that no-fault laws are way more absurd than I initially thought.

[motownmassacre]

Wow, I learned more from this short video than I have from my attorneys. I was a pedestrian in the crosswalk with time on the timer. Car ran red light and hit me. There is video of me being hit, provided by FHP. I spent a year in bed. Multiple spinal fractures, knee fractures, wrist, elbow. The impact knocked me out. I'm unable to work. I still need more surgery and medical treatment but since I am unable to work now I can't afford the MRI or doctor visits... I learn in this video that I could have been getting proper treatment the entire time? My attorneys just blow me off every time I call or email! I am in excruciating pain, daily. Some days I can't even walk 5 steps without tears in my eyes

[zenobiaw]

...if you use PIP too much, some insurance carriers will refuse to write a policy for you. So, you are forced to purchase it but you get penalized for using it. This makes little sence...but It's Florida. Nothing really makes sense there.

[kbain]

This was helpful and I’m in Florida! But do I need PIP and Bodily Injury Liability?

[VARSYUS]

Thanks for explanation,
Question: I don't have a car and no PIP/PDL insurance, but I'm planning to rent a car in Florida.
Should I buy PIP/PDL insurance to cover the rental period?

[lilycarter]

DO YOU HAVE TO PAY BACK ONCE YOU GET SETTLEMENT/MONEY FOR TOTALED CAR IN WASHINGTON??? HOPE YOU REPLY

[DayyVision]

If you qualify for PIP. Is PIP extra money towards settlement check ?

[theendoffaith]

🙋🏻‍♂️ Question PIP is per accident no per person in the vehicle, correct? I mean if there let’s say three passengers injured in the accident the $10K PIP is divided between the three passengers, right?

[mendezfocus]

I don't know when was the last time you guys been in the hospital but $10 is crap

[taylorx]

if I was involved in a n accident does PIP cover the persons car who I hit?