Uber driver involved crash warns drivers of insurance loophole

An Uber driver involved in an accident while on the clock is being forced to pay thousands of dollars to fix her car, and she said the reason is a loophole other rideshare drivers need to know about.

[rs]

Rideshare companies NEED TO BE FEDERALLY REGULATED. They also hide the distance of rides before you accept them. That's a illegal under most contract laws where all measurements must given out prior to accepting work.

[adgfd]

Thats because she rang her insurance company and told them she was on a job. She should of said she was driving to the shops
.

[gabrielspcs]

A responsible rideshare driver partner will carry Rideshare insurance on top of regular insurance. If you use your personal vehicle for commercial purposes then regular insurance will not cover you. Same thing applies for Food delivery services such as GrubHub

[etiennebreaux]

She's like Ginger Grant, always wearing evening gowns.

[windowsvistasuxalot]

Whatever pads Uber’s pockets with more money they will do. Terrible company

[knowursands]

She rear ended someone, SHE did it and on the highway, don't talegate then expect someone else to pay for your bad driving habits.

[traviselder]

Would’ve turned the app off and started peeling the Uber sticker off 😂😂😂

[clamsoup]

I think the policies are clear. Your car has liability insurance only.

[charlesbanzai]

Im going through the same situation maybe a class action lawsuit or some legal recourse will get our cars fixed!

[seneciohaworthii]

Comments are restricted or turned off on Uber’s insurance videos…very sketchy indeed.

[midnightcrimson]

this is why I don't use uber sign. if I have not one in my car I will use my own insurance and I will say the following don't work for uber. I was going to the market. if I have riders in my car then I will use the uber insurance and not my insurance because I don't have ride sharing insurance

[AndrewZebrunIII]

You need commercial insurance, Progressive is one of the few carriers of this type of insurance which cost more than 2K per year.

[tbiru]

Lift insurance deductible is $2, 500
How fair it is? What is their reason?

[lleon-cvex]

Yeah, if you are not en route to someone that has requested or in a trip and you mention to your insurance you were driving Uber at the time of the collision, you are SOL.

[ocrideshare]

Her insurance company should have been aware she was a Uber/lyft driver. Then she would have known if her personal insurance was okay with her being a commercial driver or tell her to find a company that endorsed rideshare
State Farm. Farmers. Allstate mercury and a couple others. However the company needs to know you plan to do rideshare

[Lovo]

Just found out today about the deductible, after someone scratched my car while with a passenger

[carolstephens]

I just got into accident and now my insurance wront pay and uber is not saying anything they say they can't idk what to do how and why if I'm paying insurance this sucks 😢

[steps]

I’ve been doing Uber two weeks with two accidents just from doing rides. Uber will not pay neither unless I pay $2, 500 each and that’s not until the investigation which could take weeks. Don’t do Uber rides !! My insurance will probably cancel me once they find out that I’m doing Uber rides!!

[Trike]

Sorry this happened to the driver. Did she have ride-share insurance? When I am in period #1, I am parked, doors locked engine off just waiting for the next good ride. In that situation I can’t be at fault or liable. I feel ride-share insurance in period #1 is a scam. Who has ever made a claim to their personal ride-share insurance and how it turn out?

[jlumpjlump]

Do right here drivers make enough money to pay another insurance premium?